LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,848
−HK$4,631/mo
▼ 0.25% · 3.875%
HK$76,145
−HK$2,334/mo
Today · 4.125%
HK$78,479
baseline
▲ 0.50% · 4.625%
HK$83,255
+HK$4,776/mo
Deposit HK$16.19M · loan HK$16.19M · min. income ≈ HK$156,958/mo (50% DSR)
Upfront cash ≈ HK$17.57M (deposit + AVD stamp duty HK$1,376,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,156
−HK$4,438/mo
▼ 0.25% · 3.875%
HK$84,359
−HK$2,235/mo
Today · 4.125%
HK$86,594
baseline
▲ 0.50% · 4.625%
HK$91,159
+HK$4,565/mo
Deposit HK$16.19M · loan HK$16.19M · min. income ≈ HK$173,188/mo (50% DSR)
Upfront cash ≈ HK$17.57M (deposit + AVD stamp duty HK$1,376,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,618
−HK$5,557/mo
▼ 0.25% · 3.875%
HK$91,375
−HK$2,800/mo
Today · 4.125%
HK$94,175
baseline
▲ 0.50% · 4.625%
HK$99,906
+HK$5,731/mo
Deposit HK$12.95M · loan HK$19.43M · min. income ≈ HK$188,350/mo (50% DSR)
Upfront cash ≈ HK$14.33M (deposit + AVD stamp duty HK$1,376,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,587
−HK$5,326/mo
▼ 0.25% · 3.875%
HK$101,231
−HK$2,682/mo
Today · 4.125%
HK$103,913
baseline
▲ 0.50% · 4.625%
HK$109,390
+HK$5,477/mo
Deposit HK$12.95M · loan HK$19.43M · min. income ≈ HK$207,826/mo (50% DSR)
Upfront cash ≈ HK$14.33M (deposit + AVD stamp duty HK$1,376,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,388
−HK$6,483/mo
▼ 0.25% · 3.875%
HK$106,604
−HK$3,267/mo
Today · 4.125%
HK$109,871
baseline
▲ 0.50% · 4.625%
HK$116,556
+HK$6,685/mo
Deposit HK$9.72M · loan HK$22.67M · min. income ≈ HK$219,742/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$1,376,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,018
−HK$6,214/mo
▼ 0.25% · 3.875%
HK$118,103
−HK$3,129/mo
Today · 4.125%
HK$121,232
baseline
▲ 0.50% · 4.625%
HK$127,622
+HK$6,390/mo
Deposit HK$9.72M · loan HK$22.67M · min. income ≈ HK$242,464/mo (50% DSR)
Upfront cash ≈ HK$11.09M (deposit + AVD stamp duty HK$1,376,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,927
−HK$8,336/mo
▼ 0.25% · 3.875%
HK$137,062
−HK$4,201/mo
Today · 4.125%
HK$141,263
baseline
▲ 0.50% · 4.625%
HK$149,858
+HK$8,595/mo
Deposit HK$3.24M · loan HK$29.15M · min. income ≈ HK$282,526/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$1,376,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,880
−HK$7,990/mo
▼ 0.25% · 3.875%
HK$151,846
−HK$4,024/mo
Today · 4.125%
HK$155,870
baseline
▲ 0.50% · 4.625%
HK$164,086
+HK$8,216/mo
Deposit HK$3.24M · loan HK$29.15M · min. income ≈ HK$311,740/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$1,376,405 · Scale 2, in force from 26 Feb 2026)