LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,882
−HK$4,633/mo
▼ 0.25% · 3.875%
HK$76,180
−HK$2,335/mo
Today · 4.125%
HK$78,515
baseline
▲ 0.50% · 4.625%
HK$83,292
+HK$4,777/mo
Deposit HK$16.20M · loan HK$16.20M · min. income ≈ HK$157,030/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$1,377,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,193
−HK$4,440/mo
▼ 0.25% · 3.875%
HK$84,397
−HK$2,236/mo
Today · 4.125%
HK$86,633
baseline
▲ 0.50% · 4.625%
HK$91,200
+HK$4,567/mo
Deposit HK$16.20M · loan HK$16.20M · min. income ≈ HK$173,266/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$1,377,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,658
−HK$5,560/mo
▼ 0.25% · 3.875%
HK$91,416
−HK$2,802/mo
Today · 4.125%
HK$94,218
baseline
▲ 0.50% · 4.625%
HK$99,951
+HK$5,733/mo
Deposit HK$12.96M · loan HK$19.44M · min. income ≈ HK$188,436/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,377,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,631
−HK$5,329/mo
▼ 0.25% · 3.875%
HK$101,277
−HK$2,683/mo
Today · 4.125%
HK$103,960
baseline
▲ 0.50% · 4.625%
HK$109,440
+HK$5,480/mo
Deposit HK$12.96M · loan HK$19.44M · min. income ≈ HK$207,920/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,377,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,435
−HK$6,486/mo
▼ 0.25% · 3.875%
HK$106,652
−HK$3,269/mo
Today · 4.125%
HK$109,921
baseline
▲ 0.50% · 4.625%
HK$116,609
+HK$6,688/mo
Deposit HK$9.72M · loan HK$22.68M · min. income ≈ HK$219,842/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$1,377,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,070
−HK$6,217/mo
▼ 0.25% · 3.875%
HK$118,156
−HK$3,131/mo
Today · 4.125%
HK$121,287
baseline
▲ 0.50% · 4.625%
HK$127,680
+HK$6,393/mo
Deposit HK$9.72M · loan HK$22.68M · min. income ≈ HK$242,574/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$1,377,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,987
−HK$8,340/mo
▼ 0.25% · 3.875%
HK$137,124
−HK$4,203/mo
Today · 4.125%
HK$141,327
baseline
▲ 0.50% · 4.625%
HK$149,926
+HK$8,599/mo
Deposit HK$3.24M · loan HK$29.16M · min. income ≈ HK$282,654/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$1,377,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,947
−HK$7,993/mo
▼ 0.25% · 3.875%
HK$151,915
−HK$4,025/mo
Today · 4.125%
HK$155,940
baseline
▲ 0.50% · 4.625%
HK$164,160
+HK$8,220/mo
Deposit HK$3.24M · loan HK$29.16M · min. income ≈ HK$311,880/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$1,377,030 · Scale 2, in force from 26 Feb 2026)