LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,884
−HK$4,633/mo
▼ 0.25% · 3.875%
HK$76,182
−HK$2,335/mo
Today · 4.125%
HK$78,517
baseline
▲ 0.50% · 4.625%
HK$83,295
+HK$4,778/mo
Deposit HK$16.20M · loan HK$16.20M · min. income ≈ HK$157,034/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$1,377,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,195
−HK$4,441/mo
▼ 0.25% · 3.875%
HK$84,399
−HK$2,237/mo
Today · 4.125%
HK$86,636
baseline
▲ 0.50% · 4.625%
HK$91,202
+HK$4,566/mo
Deposit HK$16.20M · loan HK$16.20M · min. income ≈ HK$173,272/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$1,377,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,661
−HK$5,559/mo
▼ 0.25% · 3.875%
HK$91,418
−HK$2,802/mo
Today · 4.125%
HK$94,220
baseline
▲ 0.50% · 4.625%
HK$99,953
+HK$5,733/mo
Deposit HK$12.96M · loan HK$19.44M · min. income ≈ HK$188,440/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,377,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,634
−HK$5,329/mo
▼ 0.25% · 3.875%
HK$101,279
−HK$2,684/mo
Today · 4.125%
HK$103,963
baseline
▲ 0.50% · 4.625%
HK$109,443
+HK$5,480/mo
Deposit HK$12.96M · loan HK$19.44M · min. income ≈ HK$207,926/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,377,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,437
−HK$6,487/mo
▼ 0.25% · 3.875%
HK$106,655
−HK$3,269/mo
Today · 4.125%
HK$109,924
baseline
▲ 0.50% · 4.625%
HK$116,612
+HK$6,688/mo
Deposit HK$9.72M · loan HK$22.68M · min. income ≈ HK$219,848/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$1,377,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,073
−HK$6,217/mo
▼ 0.25% · 3.875%
HK$118,159
−HK$3,131/mo
Today · 4.125%
HK$121,290
baseline
▲ 0.50% · 4.625%
HK$127,683
+HK$6,393/mo
Deposit HK$9.72M · loan HK$22.68M · min. income ≈ HK$242,580/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$1,377,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,991
−HK$8,340/mo
▼ 0.25% · 3.875%
HK$137,128
−HK$4,203/mo
Today · 4.125%
HK$141,331
baseline
▲ 0.50% · 4.625%
HK$149,930
+HK$8,599/mo
Deposit HK$3.24M · loan HK$29.16M · min. income ≈ HK$282,662/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$1,377,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,951
−HK$7,993/mo
▼ 0.25% · 3.875%
HK$151,919
−HK$4,025/mo
Today · 4.125%
HK$155,944
baseline
▲ 0.50% · 4.625%
HK$164,164
+HK$8,220/mo
Deposit HK$3.24M · loan HK$29.16M · min. income ≈ HK$311,888/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$1,377,066 · Scale 2, in force from 26 Feb 2026)