LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,885
−HK$4,634/mo
▼ 0.25% · 3.875%
HK$76,184
−HK$2,335/mo
Today · 4.125%
HK$78,519
baseline
▲ 0.50% · 4.625%
HK$83,296
+HK$4,777/mo
Deposit HK$16.20M · loan HK$16.20M · min. income ≈ HK$157,038/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$1,377,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,197
−HK$4,441/mo
▼ 0.25% · 3.875%
HK$84,401
−HK$2,237/mo
Today · 4.125%
HK$86,638
baseline
▲ 0.50% · 4.625%
HK$91,204
+HK$4,566/mo
Deposit HK$16.20M · loan HK$16.20M · min. income ≈ HK$173,276/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$1,377,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,663
−HK$5,559/mo
▼ 0.25% · 3.875%
HK$91,420
−HK$2,802/mo
Today · 4.125%
HK$94,222
baseline
▲ 0.50% · 4.625%
HK$99,956
+HK$5,734/mo
Deposit HK$12.96M · loan HK$19.44M · min. income ≈ HK$188,444/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,377,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,636
−HK$5,329/mo
▼ 0.25% · 3.875%
HK$101,282
−HK$2,683/mo
Today · 4.125%
HK$103,965
baseline
▲ 0.50% · 4.625%
HK$109,445
+HK$5,480/mo
Deposit HK$12.96M · loan HK$19.44M · min. income ≈ HK$207,930/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,377,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,440
−HK$6,486/mo
▼ 0.25% · 3.875%
HK$106,657
−HK$3,269/mo
Today · 4.125%
HK$109,926
baseline
▲ 0.50% · 4.625%
HK$116,615
+HK$6,689/mo
Deposit HK$9.72M · loan HK$22.68M · min. income ≈ HK$219,852/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$1,377,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,076
−HK$6,217/mo
▼ 0.25% · 3.875%
HK$118,162
−HK$3,131/mo
Today · 4.125%
HK$121,293
baseline
▲ 0.50% · 4.625%
HK$127,686
+HK$6,393/mo
Deposit HK$9.72M · loan HK$22.68M · min. income ≈ HK$242,586/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$1,377,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,994
−HK$8,340/mo
▼ 0.25% · 3.875%
HK$137,131
−HK$4,203/mo
Today · 4.125%
HK$141,334
baseline
▲ 0.50% · 4.625%
HK$149,934
+HK$8,600/mo
Deposit HK$3.24M · loan HK$29.16M · min. income ≈ HK$282,668/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$1,377,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,954
−HK$7,994/mo
▼ 0.25% · 3.875%
HK$151,922
−HK$4,026/mo
Today · 4.125%
HK$155,948
baseline
▲ 0.50% · 4.625%
HK$164,168
+HK$8,220/mo
Deposit HK$3.24M · loan HK$29.16M · min. income ≈ HK$311,896/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$1,377,097 · Scale 2, in force from 26 Feb 2026)