LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,893
−HK$4,634/mo
▼ 0.25% · 3.875%
HK$76,192
−HK$2,335/mo
Today · 4.125%
HK$78,527
baseline
▲ 0.50% · 4.625%
HK$83,305
+HK$4,778/mo
Deposit HK$16.20M · loan HK$16.20M · min. income ≈ HK$157,054/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$1,377,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,205
−HK$4,442/mo
▼ 0.25% · 3.875%
HK$84,410
−HK$2,237/mo
Today · 4.125%
HK$86,647
baseline
▲ 0.50% · 4.625%
HK$91,214
+HK$4,567/mo
Deposit HK$16.20M · loan HK$16.20M · min. income ≈ HK$173,294/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$1,377,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,672
−HK$5,560/mo
▼ 0.25% · 3.875%
HK$91,430
−HK$2,802/mo
Today · 4.125%
HK$94,232
baseline
▲ 0.50% · 4.625%
HK$99,966
+HK$5,734/mo
Deposit HK$12.96M · loan HK$19.44M · min. income ≈ HK$188,464/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,377,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,647
−HK$5,329/mo
▼ 0.25% · 3.875%
HK$101,292
−HK$2,684/mo
Today · 4.125%
HK$103,976
baseline
▲ 0.50% · 4.625%
HK$109,457
+HK$5,481/mo
Deposit HK$12.96M · loan HK$19.44M · min. income ≈ HK$207,952/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,377,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,450
−HK$6,488/mo
▼ 0.25% · 3.875%
HK$106,668
−HK$3,270/mo
Today · 4.125%
HK$109,938
baseline
▲ 0.50% · 4.625%
HK$116,627
+HK$6,689/mo
Deposit HK$9.72M · loan HK$22.68M · min. income ≈ HK$219,876/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$1,377,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,088
−HK$6,217/mo
▼ 0.25% · 3.875%
HK$118,174
−HK$3,131/mo
Today · 4.125%
HK$121,305
baseline
▲ 0.50% · 4.625%
HK$127,700
+HK$6,395/mo
Deposit HK$9.72M · loan HK$22.68M · min. income ≈ HK$242,610/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$1,377,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,008
−HK$8,341/mo
▼ 0.25% · 3.875%
HK$137,145
−HK$4,204/mo
Today · 4.125%
HK$141,349
baseline
▲ 0.50% · 4.625%
HK$149,949
+HK$8,600/mo
Deposit HK$3.24M · loan HK$29.17M · min. income ≈ HK$282,698/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$1,377,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,970
−HK$7,994/mo
▼ 0.25% · 3.875%
HK$151,938
−HK$4,026/mo
Today · 4.125%
HK$155,964
baseline
▲ 0.50% · 4.625%
HK$164,185
+HK$8,221/mo
Deposit HK$3.24M · loan HK$29.17M · min. income ≈ HK$311,928/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$1,377,241 · Scale 2, in force from 26 Feb 2026)