LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,896
−HK$4,634/mo
▼ 0.25% · 3.875%
HK$76,195
−HK$2,335/mo
Today · 4.125%
HK$78,530
baseline
▲ 0.50% · 4.625%
HK$83,308
+HK$4,778/mo
Deposit HK$16.20M · loan HK$16.20M · min. income ≈ HK$157,060/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$1,377,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,209
−HK$4,441/mo
▼ 0.25% · 3.875%
HK$84,413
−HK$2,237/mo
Today · 4.125%
HK$86,650
baseline
▲ 0.50% · 4.625%
HK$91,218
+HK$4,568/mo
Deposit HK$16.20M · loan HK$16.20M · min. income ≈ HK$173,300/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$1,377,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,675
−HK$5,561/mo
▼ 0.25% · 3.875%
HK$91,434
−HK$2,802/mo
Today · 4.125%
HK$94,236
baseline
▲ 0.50% · 4.625%
HK$99,970
+HK$5,734/mo
Deposit HK$12.96M · loan HK$19.44M · min. income ≈ HK$188,472/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,377,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,650
−HK$5,330/mo
▼ 0.25% · 3.875%
HK$101,296
−HK$2,684/mo
Today · 4.125%
HK$103,980
baseline
▲ 0.50% · 4.625%
HK$109,461
+HK$5,481/mo
Deposit HK$12.96M · loan HK$19.44M · min. income ≈ HK$207,960/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,377,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,455
−HK$6,487/mo
▼ 0.25% · 3.875%
HK$106,673
−HK$3,269/mo
Today · 4.125%
HK$109,942
baseline
▲ 0.50% · 4.625%
HK$116,632
+HK$6,690/mo
Deposit HK$9.72M · loan HK$22.68M · min. income ≈ HK$219,884/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$1,377,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,092
−HK$6,218/mo
▼ 0.25% · 3.875%
HK$118,179
−HK$3,131/mo
Today · 4.125%
HK$121,310
baseline
▲ 0.50% · 4.625%
HK$127,705
+HK$6,395/mo
Deposit HK$9.72M · loan HK$22.68M · min. income ≈ HK$242,620/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$1,377,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,013
−HK$8,341/mo
▼ 0.25% · 3.875%
HK$137,150
−HK$4,204/mo
Today · 4.125%
HK$141,354
baseline
▲ 0.50% · 4.625%
HK$149,955
+HK$8,601/mo
Deposit HK$3.24M · loan HK$29.17M · min. income ≈ HK$282,708/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$1,377,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,976
−HK$7,994/mo
▼ 0.25% · 3.875%
HK$151,944
−HK$4,026/mo
Today · 4.125%
HK$155,970
baseline
▲ 0.50% · 4.625%
HK$164,192
+HK$8,222/mo
Deposit HK$3.24M · loan HK$29.17M · min. income ≈ HK$311,940/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$1,377,295 · Scale 2, in force from 26 Feb 2026)