LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,908
−HK$4,635/mo
▼ 0.25% · 3.875%
HK$76,207
−HK$2,336/mo
Today · 4.125%
HK$78,543
baseline
▲ 0.50% · 4.625%
HK$83,322
+HK$4,779/mo
Deposit HK$16.21M · loan HK$16.21M · min. income ≈ HK$157,086/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$1,377,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,222
−HK$4,442/mo
▼ 0.25% · 3.875%
HK$84,427
−HK$2,237/mo
Today · 4.125%
HK$86,664
baseline
▲ 0.50% · 4.625%
HK$91,233
+HK$4,569/mo
Deposit HK$16.21M · loan HK$16.21M · min. income ≈ HK$173,328/mo (50% DSR)
Upfront cash ≈ HK$17.58M (deposit + AVD stamp duty HK$1,377,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,690
−HK$5,562/mo
▼ 0.25% · 3.875%
HK$91,449
−HK$2,803/mo
Today · 4.125%
HK$94,252
baseline
▲ 0.50% · 4.625%
HK$99,987
+HK$5,735/mo
Deposit HK$12.96M · loan HK$19.45M · min. income ≈ HK$188,504/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,377,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,667
−HK$5,330/mo
▼ 0.25% · 3.875%
HK$101,313
−HK$2,684/mo
Today · 4.125%
HK$103,997
baseline
▲ 0.50% · 4.625%
HK$109,479
+HK$5,482/mo
Deposit HK$12.96M · loan HK$19.45M · min. income ≈ HK$207,994/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,377,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,472
−HK$6,488/mo
▼ 0.25% · 3.875%
HK$106,690
−HK$3,270/mo
Today · 4.125%
HK$109,960
baseline
▲ 0.50% · 4.625%
HK$116,651
+HK$6,691/mo
Deposit HK$9.72M · loan HK$22.69M · min. income ≈ HK$219,920/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$1,377,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,111
−HK$6,219/mo
▼ 0.25% · 3.875%
HK$118,198
−HK$3,132/mo
Today · 4.125%
HK$121,330
baseline
▲ 0.50% · 4.625%
HK$127,726
+HK$6,396/mo
Deposit HK$9.72M · loan HK$22.69M · min. income ≈ HK$242,660/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$1,377,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,035
−HK$8,342/mo
▼ 0.25% · 3.875%
HK$137,173
−HK$4,204/mo
Today · 4.125%
HK$141,377
baseline
▲ 0.50% · 4.625%
HK$149,980
+HK$8,603/mo
Deposit HK$3.24M · loan HK$29.17M · min. income ≈ HK$282,754/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$1,377,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,000
−HK$7,996/mo
▼ 0.25% · 3.875%
HK$151,969
−HK$4,027/mo
Today · 4.125%
HK$155,996
baseline
▲ 0.50% · 4.625%
HK$164,219
+HK$8,223/mo
Deposit HK$3.24M · loan HK$29.17M · min. income ≈ HK$311,992/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$1,377,523 · Scale 2, in force from 26 Feb 2026)