LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,916
−HK$4,635/mo
▼ 0.25% · 3.875%
HK$76,215
−HK$2,336/mo
Today · 4.125%
HK$78,551
baseline
▲ 0.50% · 4.625%
HK$83,331
+HK$4,780/mo
Deposit HK$16.21M · loan HK$16.21M · min. income ≈ HK$157,102/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,377,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,231
−HK$4,443/mo
▼ 0.25% · 3.875%
HK$84,436
−HK$2,238/mo
Today · 4.125%
HK$86,674
baseline
▲ 0.50% · 4.625%
HK$91,242
+HK$4,568/mo
Deposit HK$16.21M · loan HK$16.21M · min. income ≈ HK$173,348/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,377,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,699
−HK$5,562/mo
▼ 0.25% · 3.875%
HK$91,458
−HK$2,803/mo
Today · 4.125%
HK$94,261
baseline
▲ 0.50% · 4.625%
HK$99,997
+HK$5,736/mo
Deposit HK$12.97M · loan HK$19.45M · min. income ≈ HK$188,522/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,377,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,677
−HK$5,331/mo
▼ 0.25% · 3.875%
HK$101,324
−HK$2,684/mo
Today · 4.125%
HK$104,008
baseline
▲ 0.50% · 4.625%
HK$109,491
+HK$5,483/mo
Deposit HK$12.97M · loan HK$19.45M · min. income ≈ HK$208,016/mo (50% DSR)
Upfront cash ≈ HK$14.34M (deposit + AVD stamp duty HK$1,377,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,482
−HK$6,490/mo
▼ 0.25% · 3.875%
HK$106,701
−HK$3,271/mo
Today · 4.125%
HK$109,972
baseline
▲ 0.50% · 4.625%
HK$116,663
+HK$6,691/mo
Deposit HK$9.72M · loan HK$22.69M · min. income ≈ HK$219,944/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$1,377,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,123
−HK$6,220/mo
▼ 0.25% · 3.875%
HK$118,211
−HK$3,132/mo
Today · 4.125%
HK$121,343
baseline
▲ 0.50% · 4.625%
HK$127,739
+HK$6,396/mo
Deposit HK$9.72M · loan HK$22.69M · min. income ≈ HK$242,686/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$1,377,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,049
−HK$8,343/mo
▼ 0.25% · 3.875%
HK$137,187
−HK$4,205/mo
Today · 4.125%
HK$141,392
baseline
▲ 0.50% · 4.625%
HK$149,996
+HK$8,604/mo
Deposit HK$3.24M · loan HK$29.17M · min. income ≈ HK$282,784/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$1,377,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,016
−HK$7,996/mo
▼ 0.25% · 3.875%
HK$151,985
−HK$4,027/mo
Today · 4.125%
HK$156,012
baseline
▲ 0.50% · 4.625%
HK$164,236
+HK$8,224/mo
Deposit HK$3.24M · loan HK$29.17M · min. income ≈ HK$312,024/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$1,377,667 · Scale 2, in force from 26 Feb 2026)