LTV · monthly repayment
▼ 0.50% · 3.625%
HK$739,330
−HK$46,362/mo
▼ 0.25% · 3.875%
HK$762,327
−HK$23,365/mo
Today · 4.125%
HK$785,692
baseline
▲ 0.50% · 4.625%
HK$833,500
+HK$47,808/mo
Deposit HK$162.12M · loan HK$162.12M · min. income ≈ HK$1,571,384/mo (50% DSR)
Upfront cash ≈ HK$183.19M (deposit + AVD stamp duty HK$21,075,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$822,497
−HK$44,437/mo
▼ 0.25% · 3.875%
HK$844,556
−HK$22,378/mo
Today · 4.125%
HK$866,934
baseline
▲ 0.50% · 4.625%
HK$912,631
+HK$45,697/mo
Deposit HK$162.12M · loan HK$162.12M · min. income ≈ HK$1,733,868/mo (50% DSR)
Upfront cash ≈ HK$183.19M (deposit + AVD stamp duty HK$21,075,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$887,196
−HK$55,635/mo
▼ 0.25% · 3.875%
HK$914,792
−HK$28,039/mo
Today · 4.125%
HK$942,831
baseline
▲ 0.50% · 4.625%
HK$1,000,200
+HK$57,369/mo
Deposit HK$129.69M · loan HK$194.54M · min. income ≈ HK$1,885,662/mo (50% DSR)
Upfront cash ≈ HK$150.77M (deposit + AVD stamp duty HK$21,075,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$986,996
−HK$53,325/mo
▼ 0.25% · 3.875%
HK$1,013,467
−HK$26,854/mo
Today · 4.125%
HK$1,040,321
baseline
▲ 0.50% · 4.625%
HK$1,095,157
+HK$54,836/mo
Deposit HK$129.69M · loan HK$194.54M · min. income ≈ HK$2,080,642/mo (50% DSR)
Upfront cash ≈ HK$150.77M (deposit + AVD stamp duty HK$21,075,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,035,062
−HK$64,907/mo
▼ 0.25% · 3.875%
HK$1,067,258
−HK$32,711/mo
Today · 4.125%
HK$1,099,969
baseline
▲ 0.50% · 4.625%
HK$1,166,900
+HK$66,931/mo
Deposit HK$97.27M · loan HK$226.96M · min. income ≈ HK$2,199,938/mo (50% DSR)
Upfront cash ≈ HK$118.34M (deposit + AVD stamp duty HK$21,075,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,151,496
−HK$62,211/mo
▼ 0.25% · 3.875%
HK$1,182,378
−HK$31,329/mo
Today · 4.125%
HK$1,213,707
baseline
▲ 0.50% · 4.625%
HK$1,277,684
+HK$63,977/mo
Deposit HK$97.27M · loan HK$226.96M · min. income ≈ HK$2,427,414/mo (50% DSR)
Upfront cash ≈ HK$118.34M (deposit + AVD stamp duty HK$21,075,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,330,793
−HK$83,453/mo
▼ 0.25% · 3.875%
HK$1,372,189
−HK$42,057/mo
Today · 4.125%
HK$1,414,246
baseline
▲ 0.50% · 4.625%
HK$1,500,299
+HK$86,053/mo
Deposit HK$32.42M · loan HK$291.81M · min. income ≈ HK$2,828,492/mo (50% DSR)
Upfront cash ≈ HK$53.50M (deposit + AVD stamp duty HK$21,075,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,480,494
−HK$79,987/mo
▼ 0.25% · 3.875%
HK$1,520,200
−HK$40,281/mo
Today · 4.125%
HK$1,560,481
baseline
▲ 0.50% · 4.625%
HK$1,642,736
+HK$82,255/mo
Deposit HK$32.42M · loan HK$291.81M · min. income ≈ HK$3,120,962/mo (50% DSR)
Upfront cash ≈ HK$53.50M (deposit + AVD stamp duty HK$21,075,012 · Scale 2, in force from 26 Feb 2026)