LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,934
−HK$4,636/mo
▼ 0.25% · 3.875%
HK$76,234
−HK$2,336/mo
Today · 4.125%
HK$78,570
baseline
▲ 0.50% · 4.625%
HK$83,351
+HK$4,781/mo
Deposit HK$16.21M · loan HK$16.21M · min. income ≈ HK$157,140/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,378,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,251
−HK$4,444/mo
▼ 0.25% · 3.875%
HK$84,457
−HK$2,238/mo
Today · 4.125%
HK$86,695
baseline
▲ 0.50% · 4.625%
HK$91,264
+HK$4,569/mo
Deposit HK$16.21M · loan HK$16.21M · min. income ≈ HK$173,390/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,378,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,721
−HK$5,563/mo
▼ 0.25% · 3.875%
HK$91,480
−HK$2,804/mo
Today · 4.125%
HK$94,284
baseline
▲ 0.50% · 4.625%
HK$100,021
+HK$5,737/mo
Deposit HK$12.97M · loan HK$19.45M · min. income ≈ HK$188,568/mo (50% DSR)
Upfront cash ≈ HK$14.35M (deposit + AVD stamp duty HK$1,378,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,701
−HK$5,332/mo
▼ 0.25% · 3.875%
HK$101,348
−HK$2,685/mo
Today · 4.125%
HK$104,033
baseline
▲ 0.50% · 4.625%
HK$109,517
+HK$5,484/mo
Deposit HK$12.97M · loan HK$19.45M · min. income ≈ HK$208,066/mo (50% DSR)
Upfront cash ≈ HK$14.35M (deposit + AVD stamp duty HK$1,378,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,508
−HK$6,490/mo
▼ 0.25% · 3.875%
HK$106,727
−HK$3,271/mo
Today · 4.125%
HK$109,998
baseline
▲ 0.50% · 4.625%
HK$116,692
+HK$6,694/mo
Deposit HK$9.73M · loan HK$22.70M · min. income ≈ HK$219,996/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$1,378,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,151
−HK$6,221/mo
▼ 0.25% · 3.875%
HK$118,239
−HK$3,133/mo
Today · 4.125%
HK$121,372
baseline
▲ 0.50% · 4.625%
HK$127,770
+HK$6,398/mo
Deposit HK$9.73M · loan HK$22.70M · min. income ≈ HK$242,744/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$1,378,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,081
−HK$8,345/mo
▼ 0.25% · 3.875%
HK$137,221
−HK$4,205/mo
Today · 4.125%
HK$141,426
baseline
▲ 0.50% · 4.625%
HK$150,032
+HK$8,606/mo
Deposit HK$3.24M · loan HK$29.18M · min. income ≈ HK$282,852/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$1,378,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,051
−HK$7,999/mo
▼ 0.25% · 3.875%
HK$152,022
−HK$4,028/mo
Today · 4.125%
HK$156,050
baseline
▲ 0.50% · 4.625%
HK$164,276
+HK$8,226/mo
Deposit HK$3.24M · loan HK$29.18M · min. income ≈ HK$312,100/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$1,378,000 · Scale 2, in force from 26 Feb 2026)