LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,936
−HK$4,636/mo
▼ 0.25% · 3.875%
HK$76,236
−HK$2,336/mo
Today · 4.125%
HK$78,572
baseline
▲ 0.50% · 4.625%
HK$83,353
+HK$4,781/mo
Deposit HK$16.21M · loan HK$16.21M · min. income ≈ HK$157,144/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,378,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,253
−HK$4,444/mo
▼ 0.25% · 3.875%
HK$84,459
−HK$2,238/mo
Today · 4.125%
HK$86,697
baseline
▲ 0.50% · 4.625%
HK$91,267
+HK$4,570/mo
Deposit HK$16.21M · loan HK$16.21M · min. income ≈ HK$173,394/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,378,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,723
−HK$5,564/mo
▼ 0.25% · 3.875%
HK$91,483
−HK$2,804/mo
Today · 4.125%
HK$94,287
baseline
▲ 0.50% · 4.625%
HK$100,024
+HK$5,737/mo
Deposit HK$12.97M · loan HK$19.45M · min. income ≈ HK$188,574/mo (50% DSR)
Upfront cash ≈ HK$14.35M (deposit + AVD stamp duty HK$1,378,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,703
−HK$5,333/mo
▼ 0.25% · 3.875%
HK$101,351
−HK$2,685/mo
Today · 4.125%
HK$104,036
baseline
▲ 0.50% · 4.625%
HK$109,520
+HK$5,484/mo
Deposit HK$12.97M · loan HK$19.45M · min. income ≈ HK$208,072/mo (50% DSR)
Upfront cash ≈ HK$14.35M (deposit + AVD stamp duty HK$1,378,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,510
−HK$6,491/mo
▼ 0.25% · 3.875%
HK$106,730
−HK$3,271/mo
Today · 4.125%
HK$110,001
baseline
▲ 0.50% · 4.625%
HK$116,695
+HK$6,694/mo
Deposit HK$9.73M · loan HK$22.70M · min. income ≈ HK$220,002/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$1,378,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,154
−HK$6,221/mo
▼ 0.25% · 3.875%
HK$118,242
−HK$3,133/mo
Today · 4.125%
HK$121,375
baseline
▲ 0.50% · 4.625%
HK$127,773
+HK$6,398/mo
Deposit HK$9.73M · loan HK$22.70M · min. income ≈ HK$242,750/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$1,378,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,085
−HK$8,345/mo
▼ 0.25% · 3.875%
HK$137,224
−HK$4,206/mo
Today · 4.125%
HK$141,430
baseline
▲ 0.50% · 4.625%
HK$150,036
+HK$8,606/mo
Deposit HK$3.24M · loan HK$29.18M · min. income ≈ HK$282,860/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$1,378,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,055
−HK$7,999/mo
▼ 0.25% · 3.875%
HK$152,026
−HK$4,028/mo
Today · 4.125%
HK$156,054
baseline
▲ 0.50% · 4.625%
HK$164,280
+HK$8,226/mo
Deposit HK$3.24M · loan HK$29.18M · min. income ≈ HK$312,108/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$1,378,036 · Scale 2, in force from 26 Feb 2026)