LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,937
−HK$4,636/mo
▼ 0.25% · 3.875%
HK$76,237
−HK$2,336/mo
Today · 4.125%
HK$78,573
baseline
▲ 0.50% · 4.625%
HK$83,354
+HK$4,781/mo
Deposit HK$16.21M · loan HK$16.21M · min. income ≈ HK$157,146/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,378,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,254
−HK$4,444/mo
▼ 0.25% · 3.875%
HK$84,460
−HK$2,238/mo
Today · 4.125%
HK$86,698
baseline
▲ 0.50% · 4.625%
HK$91,268
+HK$4,570/mo
Deposit HK$16.21M · loan HK$16.21M · min. income ≈ HK$173,396/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,378,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,724
−HK$5,564/mo
▼ 0.25% · 3.875%
HK$91,484
−HK$2,804/mo
Today · 4.125%
HK$94,288
baseline
▲ 0.50% · 4.625%
HK$100,025
+HK$5,737/mo
Deposit HK$12.97M · loan HK$19.45M · min. income ≈ HK$188,576/mo (50% DSR)
Upfront cash ≈ HK$14.35M (deposit + AVD stamp duty HK$1,378,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,705
−HK$5,333/mo
▼ 0.25% · 3.875%
HK$101,352
−HK$2,686/mo
Today · 4.125%
HK$104,038
baseline
▲ 0.50% · 4.625%
HK$109,522
+HK$5,484/mo
Deposit HK$12.97M · loan HK$19.45M · min. income ≈ HK$208,076/mo (50% DSR)
Upfront cash ≈ HK$14.35M (deposit + AVD stamp duty HK$1,378,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,512
−HK$6,491/mo
▼ 0.25% · 3.875%
HK$106,731
−HK$3,272/mo
Today · 4.125%
HK$110,003
baseline
▲ 0.50% · 4.625%
HK$116,696
+HK$6,693/mo
Deposit HK$9.73M · loan HK$22.70M · min. income ≈ HK$220,006/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$1,378,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,156
−HK$6,221/mo
▼ 0.25% · 3.875%
HK$118,244
−HK$3,133/mo
Today · 4.125%
HK$121,377
baseline
▲ 0.50% · 4.625%
HK$127,775
+HK$6,398/mo
Deposit HK$9.73M · loan HK$22.70M · min. income ≈ HK$242,754/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$1,378,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,086
−HK$8,346/mo
▼ 0.25% · 3.875%
HK$137,226
−HK$4,206/mo
Today · 4.125%
HK$141,432
baseline
▲ 0.50% · 4.625%
HK$150,038
+HK$8,606/mo
Deposit HK$3.24M · loan HK$29.18M · min. income ≈ HK$282,864/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$1,378,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,057
−HK$7,999/mo
▼ 0.25% · 3.875%
HK$152,028
−HK$4,028/mo
Today · 4.125%
HK$156,056
baseline
▲ 0.50% · 4.625%
HK$164,282
+HK$8,226/mo
Deposit HK$3.24M · loan HK$29.18M · min. income ≈ HK$312,112/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$1,378,055 · Scale 2, in force from 26 Feb 2026)