LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,941
−HK$4,637/mo
▼ 0.25% · 3.875%
HK$76,241
−HK$2,337/mo
Today · 4.125%
HK$78,578
baseline
▲ 0.50% · 4.625%
HK$83,359
+HK$4,781/mo
Deposit HK$16.21M · loan HK$16.21M · min. income ≈ HK$157,156/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,378,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,259
−HK$4,444/mo
▼ 0.25% · 3.875%
HK$84,465
−HK$2,238/mo
Today · 4.125%
HK$86,703
baseline
▲ 0.50% · 4.625%
HK$91,273
+HK$4,570/mo
Deposit HK$16.21M · loan HK$16.21M · min. income ≈ HK$173,406/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,378,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,729
−HK$5,565/mo
▼ 0.25% · 3.875%
HK$91,489
−HK$2,805/mo
Today · 4.125%
HK$94,294
baseline
▲ 0.50% · 4.625%
HK$100,031
+HK$5,737/mo
Deposit HK$12.97M · loan HK$19.46M · min. income ≈ HK$188,588/mo (50% DSR)
Upfront cash ≈ HK$14.35M (deposit + AVD stamp duty HK$1,378,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,711
−HK$5,333/mo
▼ 0.25% · 3.875%
HK$101,358
−HK$2,686/mo
Today · 4.125%
HK$104,044
baseline
▲ 0.50% · 4.625%
HK$109,528
+HK$5,484/mo
Deposit HK$12.97M · loan HK$19.46M · min. income ≈ HK$208,088/mo (50% DSR)
Upfront cash ≈ HK$14.35M (deposit + AVD stamp duty HK$1,378,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,518
−HK$6,491/mo
▼ 0.25% · 3.875%
HK$106,738
−HK$3,271/mo
Today · 4.125%
HK$110,009
baseline
▲ 0.50% · 4.625%
HK$116,703
+HK$6,694/mo
Deposit HK$9.73M · loan HK$22.70M · min. income ≈ HK$220,018/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$1,378,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,162
−HK$6,222/mo
▼ 0.25% · 3.875%
HK$118,251
−HK$3,133/mo
Today · 4.125%
HK$121,384
baseline
▲ 0.50% · 4.625%
HK$127,783
+HK$6,399/mo
Deposit HK$9.73M · loan HK$22.70M · min. income ≈ HK$242,768/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$1,378,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,094
−HK$8,346/mo
▼ 0.25% · 3.875%
HK$137,234
−HK$4,206/mo
Today · 4.125%
HK$141,440
baseline
▲ 0.50% · 4.625%
HK$150,047
+HK$8,607/mo
Deposit HK$3.24M · loan HK$29.18M · min. income ≈ HK$282,880/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$1,378,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,066
−HK$8,000/mo
▼ 0.25% · 3.875%
HK$152,037
−HK$4,029/mo
Today · 4.125%
HK$156,066
baseline
▲ 0.50% · 4.625%
HK$164,292
+HK$8,226/mo
Deposit HK$3.24M · loan HK$29.18M · min. income ≈ HK$312,132/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$1,378,136 · Scale 2, in force from 26 Feb 2026)