LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,943
−HK$4,637/mo
▼ 0.25% · 3.875%
HK$76,243
−HK$2,337/mo
Today · 4.125%
HK$78,580
baseline
▲ 0.50% · 4.625%
HK$83,361
+HK$4,781/mo
Deposit HK$16.21M · loan HK$16.21M · min. income ≈ HK$157,160/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,378,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,261
−HK$4,444/mo
▼ 0.25% · 3.875%
HK$84,467
−HK$2,238/mo
Today · 4.125%
HK$86,705
baseline
▲ 0.50% · 4.625%
HK$91,275
+HK$4,570/mo
Deposit HK$16.21M · loan HK$16.21M · min. income ≈ HK$173,410/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,378,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,731
−HK$5,565/mo
▼ 0.25% · 3.875%
HK$91,491
−HK$2,805/mo
Today · 4.125%
HK$94,296
baseline
▲ 0.50% · 4.625%
HK$100,033
+HK$5,737/mo
Deposit HK$12.97M · loan HK$19.46M · min. income ≈ HK$188,592/mo (50% DSR)
Upfront cash ≈ HK$14.35M (deposit + AVD stamp duty HK$1,378,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,713
−HK$5,333/mo
▼ 0.25% · 3.875%
HK$101,360
−HK$2,686/mo
Today · 4.125%
HK$104,046
baseline
▲ 0.50% · 4.625%
HK$109,530
+HK$5,484/mo
Deposit HK$12.97M · loan HK$19.46M · min. income ≈ HK$208,092/mo (50% DSR)
Upfront cash ≈ HK$14.35M (deposit + AVD stamp duty HK$1,378,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,520
−HK$6,492/mo
▼ 0.25% · 3.875%
HK$106,740
−HK$3,272/mo
Today · 4.125%
HK$110,012
baseline
▲ 0.50% · 4.625%
HK$116,705
+HK$6,693/mo
Deposit HK$9.73M · loan HK$22.70M · min. income ≈ HK$220,024/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$1,378,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,165
−HK$6,222/mo
▼ 0.25% · 3.875%
HK$118,254
−HK$3,133/mo
Today · 4.125%
HK$121,387
baseline
▲ 0.50% · 4.625%
HK$127,785
+HK$6,398/mo
Deposit HK$9.73M · loan HK$22.70M · min. income ≈ HK$242,774/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$1,378,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,097
−HK$8,346/mo
▼ 0.25% · 3.875%
HK$137,237
−HK$4,206/mo
Today · 4.125%
HK$141,443
baseline
▲ 0.50% · 4.625%
HK$150,050
+HK$8,607/mo
Deposit HK$3.24M · loan HK$29.18M · min. income ≈ HK$282,886/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$1,378,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,069
−HK$8,000/mo
▼ 0.25% · 3.875%
HK$152,040
−HK$4,029/mo
Today · 4.125%
HK$156,069
baseline
▲ 0.50% · 4.625%
HK$164,295
+HK$8,226/mo
Deposit HK$3.24M · loan HK$29.18M · min. income ≈ HK$312,138/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$1,378,165 · Scale 2, in force from 26 Feb 2026)