LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,944
−HK$4,637/mo
▼ 0.25% · 3.875%
HK$76,245
−HK$2,336/mo
Today · 4.125%
HK$78,581
baseline
▲ 0.50% · 4.625%
HK$83,363
+HK$4,782/mo
Deposit HK$16.21M · loan HK$16.21M · min. income ≈ HK$157,162/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,378,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,262
−HK$4,445/mo
▼ 0.25% · 3.875%
HK$84,469
−HK$2,238/mo
Today · 4.125%
HK$86,707
baseline
▲ 0.50% · 4.625%
HK$91,277
+HK$4,570/mo
Deposit HK$16.21M · loan HK$16.21M · min. income ≈ HK$173,414/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,378,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,733
−HK$5,565/mo
▼ 0.25% · 3.875%
HK$91,493
−HK$2,805/mo
Today · 4.125%
HK$94,298
baseline
▲ 0.50% · 4.625%
HK$100,036
+HK$5,738/mo
Deposit HK$12.97M · loan HK$19.46M · min. income ≈ HK$188,596/mo (50% DSR)
Upfront cash ≈ HK$14.35M (deposit + AVD stamp duty HK$1,378,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,715
−HK$5,333/mo
▼ 0.25% · 3.875%
HK$101,362
−HK$2,686/mo
Today · 4.125%
HK$104,048
baseline
▲ 0.50% · 4.625%
HK$109,533
+HK$5,485/mo
Deposit HK$12.97M · loan HK$19.46M · min. income ≈ HK$208,096/mo (50% DSR)
Upfront cash ≈ HK$14.35M (deposit + AVD stamp duty HK$1,378,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,522
−HK$6,492/mo
▼ 0.25% · 3.875%
HK$106,742
−HK$3,272/mo
Today · 4.125%
HK$110,014
baseline
▲ 0.50% · 4.625%
HK$116,708
+HK$6,694/mo
Deposit HK$9.73M · loan HK$22.70M · min. income ≈ HK$220,028/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$1,378,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,167
−HK$6,223/mo
▼ 0.25% · 3.875%
HK$118,256
−HK$3,134/mo
Today · 4.125%
HK$121,390
baseline
▲ 0.50% · 4.625%
HK$127,788
+HK$6,398/mo
Deposit HK$9.73M · loan HK$22.70M · min. income ≈ HK$242,780/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$1,378,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,100
−HK$8,347/mo
▼ 0.25% · 3.875%
HK$137,240
−HK$4,207/mo
Today · 4.125%
HK$141,447
baseline
▲ 0.50% · 4.625%
HK$150,053
+HK$8,606/mo
Deposit HK$3.24M · loan HK$29.19M · min. income ≈ HK$282,894/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$1,378,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,072
−HK$8,000/mo
▼ 0.25% · 3.875%
HK$152,044
−HK$4,028/mo
Today · 4.125%
HK$156,072
baseline
▲ 0.50% · 4.625%
HK$164,299
+HK$8,227/mo
Deposit HK$3.24M · loan HK$29.19M · min. income ≈ HK$312,144/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$1,378,196 · Scale 2, in force from 26 Feb 2026)