LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,950
−HK$4,637/mo
▼ 0.25% · 3.875%
HK$76,250
−HK$2,337/mo
Today · 4.125%
HK$78,587
baseline
▲ 0.50% · 4.625%
HK$83,369
+HK$4,782/mo
Deposit HK$16.22M · loan HK$16.22M · min. income ≈ HK$157,174/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,378,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,268
−HK$4,445/mo
▼ 0.25% · 3.875%
HK$84,475
−HK$2,238/mo
Today · 4.125%
HK$86,713
baseline
▲ 0.50% · 4.625%
HK$91,284
+HK$4,571/mo
Deposit HK$16.22M · loan HK$16.22M · min. income ≈ HK$173,426/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,378,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,740
−HK$5,564/mo
▼ 0.25% · 3.875%
HK$91,500
−HK$2,804/mo
Today · 4.125%
HK$94,304
baseline
▲ 0.50% · 4.625%
HK$100,042
+HK$5,738/mo
Deposit HK$12.97M · loan HK$19.46M · min. income ≈ HK$188,608/mo (50% DSR)
Upfront cash ≈ HK$14.35M (deposit + AVD stamp duty HK$1,378,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,722
−HK$5,333/mo
▼ 0.25% · 3.875%
HK$101,370
−HK$2,685/mo
Today · 4.125%
HK$104,055
baseline
▲ 0.50% · 4.625%
HK$109,540
+HK$5,485/mo
Deposit HK$12.97M · loan HK$19.46M · min. income ≈ HK$208,110/mo (50% DSR)
Upfront cash ≈ HK$14.35M (deposit + AVD stamp duty HK$1,378,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,529
−HK$6,493/mo
▼ 0.25% · 3.875%
HK$106,750
−HK$3,272/mo
Today · 4.125%
HK$110,022
baseline
▲ 0.50% · 4.625%
HK$116,716
+HK$6,694/mo
Deposit HK$9.73M · loan HK$22.70M · min. income ≈ HK$220,044/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$1,378,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,175
−HK$6,223/mo
▼ 0.25% · 3.875%
HK$118,264
−HK$3,134/mo
Today · 4.125%
HK$121,398
baseline
▲ 0.50% · 4.625%
HK$127,797
+HK$6,399/mo
Deposit HK$9.73M · loan HK$22.70M · min. income ≈ HK$242,796/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$1,378,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,109
−HK$8,347/mo
▼ 0.25% · 3.875%
HK$137,250
−HK$4,206/mo
Today · 4.125%
HK$141,456
baseline
▲ 0.50% · 4.625%
HK$150,064
+HK$8,608/mo
Deposit HK$3.24M · loan HK$29.19M · min. income ≈ HK$282,912/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$1,378,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,083
−HK$8,000/mo
▼ 0.25% · 3.875%
HK$152,054
−HK$4,029/mo
Today · 4.125%
HK$156,083
baseline
▲ 0.50% · 4.625%
HK$164,311
+HK$8,228/mo
Deposit HK$3.24M · loan HK$29.19M · min. income ≈ HK$312,166/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$1,378,292 · Scale 2, in force from 26 Feb 2026)