LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,950
−HK$4,638/mo
▼ 0.25% · 3.875%
HK$76,250
−HK$2,338/mo
Today · 4.125%
HK$78,588
baseline
▲ 0.50% · 4.625%
HK$83,369
+HK$4,781/mo
Deposit HK$16.22M · loan HK$16.22M · min. income ≈ HK$157,176/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,378,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,269
−HK$4,445/mo
▼ 0.25% · 3.875%
HK$84,475
−HK$2,239/mo
Today · 4.125%
HK$86,714
baseline
▲ 0.50% · 4.625%
HK$91,284
+HK$4,570/mo
Deposit HK$16.22M · loan HK$16.22M · min. income ≈ HK$173,428/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,378,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,740
−HK$5,565/mo
▼ 0.25% · 3.875%
HK$91,501
−HK$2,804/mo
Today · 4.125%
HK$94,305
baseline
▲ 0.50% · 4.625%
HK$100,043
+HK$5,738/mo
Deposit HK$12.97M · loan HK$19.46M · min. income ≈ HK$188,610/mo (50% DSR)
Upfront cash ≈ HK$14.35M (deposit + AVD stamp duty HK$1,378,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,723
−HK$5,333/mo
▼ 0.25% · 3.875%
HK$101,370
−HK$2,686/mo
Today · 4.125%
HK$104,056
baseline
▲ 0.50% · 4.625%
HK$109,541
+HK$5,485/mo
Deposit HK$12.97M · loan HK$19.46M · min. income ≈ HK$208,112/mo (50% DSR)
Upfront cash ≈ HK$14.35M (deposit + AVD stamp duty HK$1,378,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,530
−HK$6,493/mo
▼ 0.25% · 3.875%
HK$106,751
−HK$3,272/mo
Today · 4.125%
HK$110,023
baseline
▲ 0.50% · 4.625%
HK$116,717
+HK$6,694/mo
Deposit HK$9.73M · loan HK$22.70M · min. income ≈ HK$220,046/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$1,378,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,176
−HK$6,223/mo
▼ 0.25% · 3.875%
HK$118,265
−HK$3,134/mo
Today · 4.125%
HK$121,399
baseline
▲ 0.50% · 4.625%
HK$127,798
+HK$6,399/mo
Deposit HK$9.73M · loan HK$22.70M · min. income ≈ HK$242,798/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$1,378,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,110
−HK$8,348/mo
▼ 0.25% · 3.875%
HK$137,251
−HK$4,207/mo
Today · 4.125%
HK$141,458
baseline
▲ 0.50% · 4.625%
HK$150,065
+HK$8,607/mo
Deposit HK$3.24M · loan HK$29.19M · min. income ≈ HK$282,916/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$1,378,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,084
−HK$8,000/mo
▼ 0.25% · 3.875%
HK$152,055
−HK$4,029/mo
Today · 4.125%
HK$156,084
baseline
▲ 0.50% · 4.625%
HK$164,312
+HK$8,228/mo
Deposit HK$3.24M · loan HK$29.19M · min. income ≈ HK$312,168/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$1,378,303 · Scale 2, in force from 26 Feb 2026)