LTV · monthly repayment
▼ 0.50% · 3.625%
HK$73,994
−HK$4,640/mo
▼ 0.25% · 3.875%
HK$76,296
−HK$2,338/mo
Today · 4.125%
HK$78,634
baseline
▲ 0.50% · 4.625%
HK$83,419
+HK$4,785/mo
Deposit HK$16.22M · loan HK$16.22M · min. income ≈ HK$157,268/mo (50% DSR)
Upfront cash ≈ HK$17.60M (deposit + AVD stamp duty HK$1,379,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,318
−HK$4,447/mo
▼ 0.25% · 3.875%
HK$84,525
−HK$2,240/mo
Today · 4.125%
HK$86,765
baseline
▲ 0.50% · 4.625%
HK$91,338
+HK$4,573/mo
Deposit HK$16.22M · loan HK$16.22M · min. income ≈ HK$173,530/mo (50% DSR)
Upfront cash ≈ HK$17.60M (deposit + AVD stamp duty HK$1,379,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,793
−HK$5,568/mo
▼ 0.25% · 3.875%
HK$91,555
−HK$2,806/mo
Today · 4.125%
HK$94,361
baseline
▲ 0.50% · 4.625%
HK$100,102
+HK$5,741/mo
Deposit HK$12.98M · loan HK$19.47M · min. income ≈ HK$188,722/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,379,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,781
−HK$5,337/mo
▼ 0.25% · 3.875%
HK$101,430
−HK$2,688/mo
Today · 4.125%
HK$104,118
baseline
▲ 0.50% · 4.625%
HK$109,606
+HK$5,488/mo
Deposit HK$12.98M · loan HK$19.47M · min. income ≈ HK$208,236/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,379,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,592
−HK$6,496/mo
▼ 0.25% · 3.875%
HK$106,814
−HK$3,274/mo
Today · 4.125%
HK$110,088
baseline
▲ 0.50% · 4.625%
HK$116,786
+HK$6,698/mo
Deposit HK$9.73M · loan HK$22.71M · min. income ≈ HK$220,176/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$1,379,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,245
−HK$6,226/mo
▼ 0.25% · 3.875%
HK$118,335
−HK$3,136/mo
Today · 4.125%
HK$121,471
baseline
▲ 0.50% · 4.625%
HK$127,874
+HK$6,403/mo
Deposit HK$9.73M · loan HK$22.71M · min. income ≈ HK$242,942/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$1,379,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,189
−HK$8,352/mo
▼ 0.25% · 3.875%
HK$137,332
−HK$4,209/mo
Today · 4.125%
HK$141,541
baseline
▲ 0.50% · 4.625%
HK$150,154
+HK$8,613/mo
Deposit HK$3.24M · loan HK$29.20M · min. income ≈ HK$283,082/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$1,379,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,172
−HK$8,005/mo
▼ 0.25% · 3.875%
HK$152,145
−HK$4,032/mo
Today · 4.125%
HK$156,177
baseline
▲ 0.50% · 4.625%
HK$164,409
+HK$8,232/mo
Deposit HK$3.24M · loan HK$29.20M · min. income ≈ HK$312,354/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$1,379,118 · Scale 2, in force from 26 Feb 2026)