LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,014
−HK$4,641/mo
▼ 0.25% · 3.875%
HK$76,316
−HK$2,339/mo
Today · 4.125%
HK$78,655
baseline
▲ 0.50% · 4.625%
HK$83,441
+HK$4,786/mo
Deposit HK$16.23M · loan HK$16.23M · min. income ≈ HK$157,310/mo (50% DSR)
Upfront cash ≈ HK$17.61M (deposit + AVD stamp duty HK$1,379,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,339
−HK$4,449/mo
▼ 0.25% · 3.875%
HK$84,548
−HK$2,240/mo
Today · 4.125%
HK$86,788
baseline
▲ 0.50% · 4.625%
HK$91,363
+HK$4,575/mo
Deposit HK$16.23M · loan HK$16.23M · min. income ≈ HK$173,576/mo (50% DSR)
Upfront cash ≈ HK$17.61M (deposit + AVD stamp duty HK$1,379,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,816
−HK$5,570/mo
▼ 0.25% · 3.875%
HK$91,579
−HK$2,807/mo
Today · 4.125%
HK$94,386
baseline
▲ 0.50% · 4.625%
HK$100,129
+HK$5,743/mo
Deposit HK$12.98M · loan HK$19.48M · min. income ≈ HK$188,772/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,379,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,807
−HK$5,339/mo
▼ 0.25% · 3.875%
HK$101,457
−HK$2,689/mo
Today · 4.125%
HK$104,146
baseline
▲ 0.50% · 4.625%
HK$109,635
+HK$5,489/mo
Deposit HK$12.98M · loan HK$19.48M · min. income ≈ HK$208,292/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,379,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,619
−HK$6,498/mo
▼ 0.25% · 3.875%
HK$106,842
−HK$3,275/mo
Today · 4.125%
HK$110,117
baseline
▲ 0.50% · 4.625%
HK$116,817
+HK$6,700/mo
Deposit HK$9.74M · loan HK$22.72M · min. income ≈ HK$220,234/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$1,379,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,275
−HK$6,228/mo
▼ 0.25% · 3.875%
HK$118,367
−HK$3,136/mo
Today · 4.125%
HK$121,503
baseline
▲ 0.50% · 4.625%
HK$127,908
+HK$6,405/mo
Deposit HK$9.74M · loan HK$22.72M · min. income ≈ HK$243,006/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$1,379,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,225
−HK$8,354/mo
▼ 0.25% · 3.875%
HK$137,369
−HK$4,210/mo
Today · 4.125%
HK$141,579
baseline
▲ 0.50% · 4.625%
HK$150,194
+HK$8,615/mo
Deposit HK$3.25M · loan HK$29.21M · min. income ≈ HK$283,158/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,379,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,211
−HK$8,007/mo
▼ 0.25% · 3.875%
HK$152,186
−HK$4,032/mo
Today · 4.125%
HK$156,218
baseline
▲ 0.50% · 4.625%
HK$164,453
+HK$8,235/mo
Deposit HK$3.25M · loan HK$29.21M · min. income ≈ HK$312,436/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,379,486 · Scale 2, in force from 26 Feb 2026)