LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,023
−HK$4,642/mo
▼ 0.25% · 3.875%
HK$76,325
−HK$2,340/mo
Today · 4.125%
HK$78,665
baseline
▲ 0.50% · 4.625%
HK$83,451
+HK$4,786/mo
Deposit HK$16.23M · loan HK$16.23M · min. income ≈ HK$157,330/mo (50% DSR)
Upfront cash ≈ HK$17.61M (deposit + AVD stamp duty HK$1,379,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,350
−HK$4,449/mo
▼ 0.25% · 3.875%
HK$84,558
−HK$2,241/mo
Today · 4.125%
HK$86,799
baseline
▲ 0.50% · 4.625%
HK$91,374
+HK$4,575/mo
Deposit HK$16.23M · loan HK$16.23M · min. income ≈ HK$173,598/mo (50% DSR)
Upfront cash ≈ HK$17.61M (deposit + AVD stamp duty HK$1,379,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,827
−HK$5,571/mo
▼ 0.25% · 3.875%
HK$91,590
−HK$2,808/mo
Today · 4.125%
HK$94,398
baseline
▲ 0.50% · 4.625%
HK$100,141
+HK$5,743/mo
Deposit HK$12.98M · loan HK$19.48M · min. income ≈ HK$188,796/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,379,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,819
−HK$5,339/mo
▼ 0.25% · 3.875%
HK$101,470
−HK$2,688/mo
Today · 4.125%
HK$104,158
baseline
▲ 0.50% · 4.625%
HK$109,649
+HK$5,491/mo
Deposit HK$12.98M · loan HK$19.48M · min. income ≈ HK$208,316/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,379,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,632
−HK$6,498/mo
▼ 0.25% · 3.875%
HK$106,855
−HK$3,275/mo
Today · 4.125%
HK$110,130
baseline
▲ 0.50% · 4.625%
HK$116,832
+HK$6,702/mo
Deposit HK$9.74M · loan HK$22.72M · min. income ≈ HK$220,260/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$1,379,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,289
−HK$6,229/mo
▼ 0.25% · 3.875%
HK$118,381
−HK$3,137/mo
Today · 4.125%
HK$121,518
baseline
▲ 0.50% · 4.625%
HK$127,924
+HK$6,406/mo
Deposit HK$9.74M · loan HK$22.72M · min. income ≈ HK$243,036/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$1,379,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,241
−HK$8,355/mo
▼ 0.25% · 3.875%
HK$137,386
−HK$4,210/mo
Today · 4.125%
HK$141,596
baseline
▲ 0.50% · 4.625%
HK$150,212
+HK$8,616/mo
Deposit HK$3.25M · loan HK$29.22M · min. income ≈ HK$283,192/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,379,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,229
−HK$8,009/mo
▼ 0.25% · 3.875%
HK$152,205
−HK$4,033/mo
Today · 4.125%
HK$156,238
baseline
▲ 0.50% · 4.625%
HK$164,473
+HK$8,235/mo
Deposit HK$3.25M · loan HK$29.22M · min. income ≈ HK$312,476/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,379,656 · Scale 2, in force from 26 Feb 2026)