LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,024
−HK$4,642/mo
▼ 0.25% · 3.875%
HK$76,327
−HK$2,339/mo
Today · 4.125%
HK$78,666
baseline
▲ 0.50% · 4.625%
HK$83,453
+HK$4,787/mo
Deposit HK$16.23M · loan HK$16.23M · min. income ≈ HK$157,332/mo (50% DSR)
Upfront cash ≈ HK$17.61M (deposit + AVD stamp duty HK$1,379,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,351
−HK$4,449/mo
▼ 0.25% · 3.875%
HK$84,560
−HK$2,240/mo
Today · 4.125%
HK$86,800
baseline
▲ 0.50% · 4.625%
HK$91,375
+HK$4,575/mo
Deposit HK$16.23M · loan HK$16.23M · min. income ≈ HK$173,600/mo (50% DSR)
Upfront cash ≈ HK$17.61M (deposit + AVD stamp duty HK$1,379,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,829
−HK$5,570/mo
▼ 0.25% · 3.875%
HK$91,592
−HK$2,807/mo
Today · 4.125%
HK$94,399
baseline
▲ 0.50% · 4.625%
HK$100,143
+HK$5,744/mo
Deposit HK$12.99M · loan HK$19.48M · min. income ≈ HK$188,798/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,379,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,821
−HK$5,339/mo
▼ 0.25% · 3.875%
HK$101,471
−HK$2,689/mo
Today · 4.125%
HK$104,160
baseline
▲ 0.50% · 4.625%
HK$109,651
+HK$5,491/mo
Deposit HK$12.99M · loan HK$19.48M · min. income ≈ HK$208,320/mo (50% DSR)
Upfront cash ≈ HK$14.36M (deposit + AVD stamp duty HK$1,379,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,634
−HK$6,498/mo
▼ 0.25% · 3.875%
HK$106,857
−HK$3,275/mo
Today · 4.125%
HK$110,132
baseline
▲ 0.50% · 4.625%
HK$116,834
+HK$6,702/mo
Deposit HK$9.74M · loan HK$22.72M · min. income ≈ HK$220,264/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$1,379,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,291
−HK$6,229/mo
▼ 0.25% · 3.875%
HK$118,383
−HK$3,137/mo
Today · 4.125%
HK$121,520
baseline
▲ 0.50% · 4.625%
HK$127,926
+HK$6,406/mo
Deposit HK$9.74M · loan HK$22.72M · min. income ≈ HK$243,040/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$1,379,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,243
−HK$8,356/mo
▼ 0.25% · 3.875%
HK$137,388
−HK$4,211/mo
Today · 4.125%
HK$141,599
baseline
▲ 0.50% · 4.625%
HK$150,215
+HK$8,616/mo
Deposit HK$3.25M · loan HK$29.22M · min. income ≈ HK$283,198/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,379,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,232
−HK$8,008/mo
▼ 0.25% · 3.875%
HK$152,207
−HK$4,033/mo
Today · 4.125%
HK$156,240
baseline
▲ 0.50% · 4.625%
HK$164,476
+HK$8,236/mo
Deposit HK$3.25M · loan HK$29.22M · min. income ≈ HK$312,480/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,379,678 · Scale 2, in force from 26 Feb 2026)