LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,036
−HK$4,643/mo
▼ 0.25% · 3.875%
HK$76,339
−HK$2,340/mo
Today · 4.125%
HK$78,679
baseline
▲ 0.50% · 4.625%
HK$83,466
+HK$4,787/mo
Deposit HK$16.23M · loan HK$16.23M · min. income ≈ HK$157,358/mo (50% DSR)
Upfront cash ≈ HK$17.61M (deposit + AVD stamp duty HK$1,379,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,364
−HK$4,450/mo
▼ 0.25% · 3.875%
HK$84,573
−HK$2,241/mo
Today · 4.125%
HK$86,814
baseline
▲ 0.50% · 4.625%
HK$91,390
+HK$4,576/mo
Deposit HK$16.23M · loan HK$16.23M · min. income ≈ HK$173,628/mo (50% DSR)
Upfront cash ≈ HK$17.61M (deposit + AVD stamp duty HK$1,379,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,843
−HK$5,571/mo
▼ 0.25% · 3.875%
HK$91,607
−HK$2,807/mo
Today · 4.125%
HK$94,414
baseline
▲ 0.50% · 4.625%
HK$100,159
+HK$5,745/mo
Deposit HK$12.99M · loan HK$19.48M · min. income ≈ HK$188,828/mo (50% DSR)
Upfront cash ≈ HK$14.37M (deposit + AVD stamp duty HK$1,379,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,837
−HK$5,340/mo
▼ 0.25% · 3.875%
HK$101,488
−HK$2,689/mo
Today · 4.125%
HK$104,177
baseline
▲ 0.50% · 4.625%
HK$109,668
+HK$5,491/mo
Deposit HK$12.99M · loan HK$19.48M · min. income ≈ HK$208,354/mo (50% DSR)
Upfront cash ≈ HK$14.37M (deposit + AVD stamp duty HK$1,379,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,650
−HK$6,500/mo
▼ 0.25% · 3.875%
HK$106,875
−HK$3,275/mo
Today · 4.125%
HK$110,150
baseline
▲ 0.50% · 4.625%
HK$116,853
+HK$6,703/mo
Deposit HK$9.74M · loan HK$22.73M · min. income ≈ HK$220,300/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$1,379,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,310
−HK$6,230/mo
▼ 0.25% · 3.875%
HK$118,403
−HK$3,137/mo
Today · 4.125%
HK$121,540
baseline
▲ 0.50% · 4.625%
HK$127,946
+HK$6,406/mo
Deposit HK$9.74M · loan HK$22.73M · min. income ≈ HK$243,080/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$1,379,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,265
−HK$8,357/mo
▼ 0.25% · 3.875%
HK$137,410
−HK$4,212/mo
Today · 4.125%
HK$141,622
baseline
▲ 0.50% · 4.625%
HK$150,239
+HK$8,617/mo
Deposit HK$3.25M · loan HK$29.22M · min. income ≈ HK$283,244/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,379,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,256
−HK$8,010/mo
▼ 0.25% · 3.875%
HK$152,232
−HK$4,034/mo
Today · 4.125%
HK$156,266
baseline
▲ 0.50% · 4.625%
HK$164,503
+HK$8,237/mo
Deposit HK$3.25M · loan HK$29.22M · min. income ≈ HK$312,532/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,379,902 · Scale 2, in force from 26 Feb 2026)