LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,043
−HK$4,643/mo
▼ 0.25% · 3.875%
HK$76,346
−HK$2,340/mo
Today · 4.125%
HK$78,686
baseline
▲ 0.50% · 4.625%
HK$83,474
+HK$4,788/mo
Deposit HK$16.24M · loan HK$16.24M · min. income ≈ HK$157,372/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$1,380,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,372
−HK$4,450/mo
▼ 0.25% · 3.875%
HK$84,581
−HK$2,241/mo
Today · 4.125%
HK$86,822
baseline
▲ 0.50% · 4.625%
HK$91,398
+HK$4,576/mo
Deposit HK$16.24M · loan HK$16.24M · min. income ≈ HK$173,644/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$1,380,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,851
−HK$5,572/mo
▼ 0.25% · 3.875%
HK$91,615
−HK$2,808/mo
Today · 4.125%
HK$94,423
baseline
▲ 0.50% · 4.625%
HK$100,168
+HK$5,745/mo
Deposit HK$12.99M · loan HK$19.48M · min. income ≈ HK$188,846/mo (50% DSR)
Upfront cash ≈ HK$14.37M (deposit + AVD stamp duty HK$1,380,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,846
−HK$5,340/mo
▼ 0.25% · 3.875%
HK$101,497
−HK$2,689/mo
Today · 4.125%
HK$104,186
baseline
▲ 0.50% · 4.625%
HK$109,678
+HK$5,492/mo
Deposit HK$12.99M · loan HK$19.48M · min. income ≈ HK$208,372/mo (50% DSR)
Upfront cash ≈ HK$14.37M (deposit + AVD stamp duty HK$1,380,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,660
−HK$6,500/mo
▼ 0.25% · 3.875%
HK$106,884
−HK$3,276/mo
Today · 4.125%
HK$110,160
baseline
▲ 0.50% · 4.625%
HK$116,863
+HK$6,703/mo
Deposit HK$9.74M · loan HK$22.73M · min. income ≈ HK$220,320/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$1,380,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,320
−HK$6,231/mo
▼ 0.25% · 3.875%
HK$118,413
−HK$3,138/mo
Today · 4.125%
HK$121,551
baseline
▲ 0.50% · 4.625%
HK$127,958
+HK$6,407/mo
Deposit HK$9.74M · loan HK$22.73M · min. income ≈ HK$243,102/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$1,380,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,277
−HK$8,357/mo
▼ 0.25% · 3.875%
HK$137,422
−HK$4,212/mo
Today · 4.125%
HK$141,634
baseline
▲ 0.50% · 4.625%
HK$150,252
+HK$8,618/mo
Deposit HK$3.25M · loan HK$29.22M · min. income ≈ HK$283,268/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,380,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,269
−HK$8,010/mo
▼ 0.25% · 3.875%
HK$152,245
−HK$4,034/mo
Today · 4.125%
HK$156,279
baseline
▲ 0.50% · 4.625%
HK$164,517
+HK$8,238/mo
Deposit HK$3.25M · loan HK$29.22M · min. income ≈ HK$312,558/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,380,025 · Scale 2, in force from 26 Feb 2026)