LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,050
−HK$4,644/mo
▼ 0.25% · 3.875%
HK$76,353
−HK$2,341/mo
Today · 4.125%
HK$78,694
baseline
▲ 0.50% · 4.625%
HK$83,482
+HK$4,788/mo
Deposit HK$16.24M · loan HK$16.24M · min. income ≈ HK$157,388/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$1,380,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,380
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$84,589
−HK$2,242/mo
Today · 4.125%
HK$86,831
baseline
▲ 0.50% · 4.625%
HK$91,408
+HK$4,577/mo
Deposit HK$16.24M · loan HK$16.24M · min. income ≈ HK$173,662/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$1,380,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,860
−HK$5,572/mo
▼ 0.25% · 3.875%
HK$91,624
−HK$2,808/mo
Today · 4.125%
HK$94,432
baseline
▲ 0.50% · 4.625%
HK$100,178
+HK$5,746/mo
Deposit HK$12.99M · loan HK$19.48M · min. income ≈ HK$188,864/mo (50% DSR)
Upfront cash ≈ HK$14.37M (deposit + AVD stamp duty HK$1,380,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,856
−HK$5,341/mo
▼ 0.25% · 3.875%
HK$101,507
−HK$2,690/mo
Today · 4.125%
HK$104,197
baseline
▲ 0.50% · 4.625%
HK$109,689
+HK$5,492/mo
Deposit HK$12.99M · loan HK$19.48M · min. income ≈ HK$208,394/mo (50% DSR)
Upfront cash ≈ HK$14.37M (deposit + AVD stamp duty HK$1,380,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,670
−HK$6,501/mo
▼ 0.25% · 3.875%
HK$106,895
−HK$3,276/mo
Today · 4.125%
HK$110,171
baseline
▲ 0.50% · 4.625%
HK$116,875
+HK$6,704/mo
Deposit HK$9.74M · loan HK$22.73M · min. income ≈ HK$220,342/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$1,380,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,332
−HK$6,231/mo
▼ 0.25% · 3.875%
HK$118,425
−HK$3,138/mo
Today · 4.125%
HK$121,563
baseline
▲ 0.50% · 4.625%
HK$127,971
+HK$6,408/mo
Deposit HK$9.74M · loan HK$22.73M · min. income ≈ HK$243,126/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$1,380,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,290
−HK$8,359/mo
▼ 0.25% · 3.875%
HK$137,436
−HK$4,213/mo
Today · 4.125%
HK$141,649
baseline
▲ 0.50% · 4.625%
HK$150,268
+HK$8,619/mo
Deposit HK$3.25M · loan HK$29.23M · min. income ≈ HK$283,298/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,380,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,284
−HK$8,011/mo
▼ 0.25% · 3.875%
HK$152,261
−HK$4,034/mo
Today · 4.125%
HK$156,295
baseline
▲ 0.50% · 4.625%
HK$164,534
+HK$8,239/mo
Deposit HK$3.25M · loan HK$29.23M · min. income ≈ HK$312,590/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,380,164 · Scale 2, in force from 26 Feb 2026)