LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,051
−HK$4,643/mo
▼ 0.25% · 3.875%
HK$76,354
−HK$2,340/mo
Today · 4.125%
HK$78,694
baseline
▲ 0.50% · 4.625%
HK$83,483
+HK$4,789/mo
Deposit HK$16.24M · loan HK$16.24M · min. income ≈ HK$157,388/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$1,380,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,381
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$84,590
−HK$2,242/mo
Today · 4.125%
HK$86,832
baseline
▲ 0.50% · 4.625%
HK$91,409
+HK$4,577/mo
Deposit HK$16.24M · loan HK$16.24M · min. income ≈ HK$173,664/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$1,380,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,861
−HK$5,572/mo
▼ 0.25% · 3.875%
HK$91,625
−HK$2,808/mo
Today · 4.125%
HK$94,433
baseline
▲ 0.50% · 4.625%
HK$100,179
+HK$5,746/mo
Deposit HK$12.99M · loan HK$19.48M · min. income ≈ HK$188,866/mo (50% DSR)
Upfront cash ≈ HK$14.37M (deposit + AVD stamp duty HK$1,380,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,857
−HK$5,341/mo
▼ 0.25% · 3.875%
HK$101,508
−HK$2,690/mo
Today · 4.125%
HK$104,198
baseline
▲ 0.50% · 4.625%
HK$109,690
+HK$5,492/mo
Deposit HK$12.99M · loan HK$19.48M · min. income ≈ HK$208,396/mo (50% DSR)
Upfront cash ≈ HK$14.37M (deposit + AVD stamp duty HK$1,380,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,671
−HK$6,501/mo
▼ 0.25% · 3.875%
HK$106,896
−HK$3,276/mo
Today · 4.125%
HK$110,172
baseline
▲ 0.50% · 4.625%
HK$116,876
+HK$6,704/mo
Deposit HK$9.74M · loan HK$22.73M · min. income ≈ HK$220,344/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$1,380,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,333
−HK$6,231/mo
▼ 0.25% · 3.875%
HK$118,426
−HK$3,138/mo
Today · 4.125%
HK$121,564
baseline
▲ 0.50% · 4.625%
HK$127,972
+HK$6,408/mo
Deposit HK$9.74M · loan HK$22.73M · min. income ≈ HK$243,128/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$1,380,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,291
−HK$8,359/mo
▼ 0.25% · 3.875%
HK$137,437
−HK$4,213/mo
Today · 4.125%
HK$141,650
baseline
▲ 0.50% · 4.625%
HK$150,269
+HK$8,619/mo
Deposit HK$3.25M · loan HK$29.23M · min. income ≈ HK$283,300/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,380,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,285
−HK$8,012/mo
▼ 0.25% · 3.875%
HK$152,262
−HK$4,035/mo
Today · 4.125%
HK$156,297
baseline
▲ 0.50% · 4.625%
HK$164,535
+HK$8,238/mo
Deposit HK$3.25M · loan HK$29.23M · min. income ≈ HK$312,594/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,380,177 · Scale 2, in force from 26 Feb 2026)