LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,056
−HK$4,644/mo
▼ 0.25% · 3.875%
HK$76,359
−HK$2,341/mo
Today · 4.125%
HK$78,700
baseline
▲ 0.50% · 4.625%
HK$83,489
+HK$4,789/mo
Deposit HK$16.24M · loan HK$16.24M · min. income ≈ HK$157,400/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$1,380,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,386
−HK$4,452/mo
▼ 0.25% · 3.875%
HK$84,596
−HK$2,242/mo
Today · 4.125%
HK$86,838
baseline
▲ 0.50% · 4.625%
HK$91,415
+HK$4,577/mo
Deposit HK$16.24M · loan HK$16.24M · min. income ≈ HK$173,676/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$1,380,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,867
−HK$5,573/mo
▼ 0.25% · 3.875%
HK$91,631
−HK$2,809/mo
Today · 4.125%
HK$94,440
baseline
▲ 0.50% · 4.625%
HK$100,186
+HK$5,746/mo
Deposit HK$12.99M · loan HK$19.49M · min. income ≈ HK$188,880/mo (50% DSR)
Upfront cash ≈ HK$14.37M (deposit + AVD stamp duty HK$1,380,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,864
−HK$5,341/mo
▼ 0.25% · 3.875%
HK$101,515
−HK$2,690/mo
Today · 4.125%
HK$104,205
baseline
▲ 0.50% · 4.625%
HK$109,698
+HK$5,493/mo
Deposit HK$12.99M · loan HK$19.49M · min. income ≈ HK$208,410/mo (50% DSR)
Upfront cash ≈ HK$14.37M (deposit + AVD stamp duty HK$1,380,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,678
−HK$6,502/mo
▼ 0.25% · 3.875%
HK$106,903
−HK$3,277/mo
Today · 4.125%
HK$110,180
baseline
▲ 0.50% · 4.625%
HK$116,884
+HK$6,704/mo
Deposit HK$9.74M · loan HK$22.73M · min. income ≈ HK$220,360/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$1,380,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,341
−HK$6,232/mo
▼ 0.25% · 3.875%
HK$118,434
−HK$3,139/mo
Today · 4.125%
HK$121,573
baseline
▲ 0.50% · 4.625%
HK$127,981
+HK$6,408/mo
Deposit HK$9.74M · loan HK$22.73M · min. income ≈ HK$243,146/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$1,380,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,301
−HK$8,359/mo
▼ 0.25% · 3.875%
HK$137,447
−HK$4,213/mo
Today · 4.125%
HK$141,660
baseline
▲ 0.50% · 4.625%
HK$150,279
+HK$8,619/mo
Deposit HK$3.25M · loan HK$29.23M · min. income ≈ HK$283,320/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,380,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,296
−HK$8,012/mo
▼ 0.25% · 3.875%
HK$152,273
−HK$4,035/mo
Today · 4.125%
HK$156,308
baseline
▲ 0.50% · 4.625%
HK$164,547
+HK$8,239/mo
Deposit HK$3.25M · loan HK$29.23M · min. income ≈ HK$312,616/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,380,273 · Scale 2, in force from 26 Feb 2026)