LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,058
−HK$4,644/mo
▼ 0.25% · 3.875%
HK$76,362
−HK$2,340/mo
Today · 4.125%
HK$78,702
baseline
▲ 0.50% · 4.625%
HK$83,491
+HK$4,789/mo
Deposit HK$16.24M · loan HK$16.24M · min. income ≈ HK$157,404/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$1,380,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,389
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$84,598
−HK$2,242/mo
Today · 4.125%
HK$86,840
baseline
▲ 0.50% · 4.625%
HK$91,417
+HK$4,577/mo
Deposit HK$16.24M · loan HK$16.24M · min. income ≈ HK$173,680/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$1,380,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,870
−HK$5,572/mo
▼ 0.25% · 3.875%
HK$91,634
−HK$2,808/mo
Today · 4.125%
HK$94,442
baseline
▲ 0.50% · 4.625%
HK$100,189
+HK$5,747/mo
Deposit HK$12.99M · loan HK$19.49M · min. income ≈ HK$188,884/mo (50% DSR)
Upfront cash ≈ HK$14.37M (deposit + AVD stamp duty HK$1,380,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,866
−HK$5,342/mo
▼ 0.25% · 3.875%
HK$101,518
−HK$2,690/mo
Today · 4.125%
HK$104,208
baseline
▲ 0.50% · 4.625%
HK$109,701
+HK$5,493/mo
Deposit HK$12.99M · loan HK$19.49M · min. income ≈ HK$208,416/mo (50% DSR)
Upfront cash ≈ HK$14.37M (deposit + AVD stamp duty HK$1,380,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,681
−HK$6,502/mo
▼ 0.25% · 3.875%
HK$106,906
−HK$3,277/mo
Today · 4.125%
HK$110,183
baseline
▲ 0.50% · 4.625%
HK$116,887
+HK$6,704/mo
Deposit HK$9.74M · loan HK$22.73M · min. income ≈ HK$220,366/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$1,380,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,344
−HK$6,232/mo
▼ 0.25% · 3.875%
HK$118,438
−HK$3,138/mo
Today · 4.125%
HK$121,576
baseline
▲ 0.50% · 4.625%
HK$127,984
+HK$6,408/mo
Deposit HK$9.74M · loan HK$22.73M · min. income ≈ HK$243,152/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$1,380,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,304
−HK$8,360/mo
▼ 0.25% · 3.875%
HK$137,451
−HK$4,213/mo
Today · 4.125%
HK$141,664
baseline
▲ 0.50% · 4.625%
HK$150,283
+HK$8,619/mo
Deposit HK$3.25M · loan HK$29.23M · min. income ≈ HK$283,328/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,380,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,300
−HK$8,012/mo
▼ 0.25% · 3.875%
HK$152,277
−HK$4,035/mo
Today · 4.125%
HK$156,312
baseline
▲ 0.50% · 4.625%
HK$164,551
+HK$8,239/mo
Deposit HK$3.25M · loan HK$29.23M · min. income ≈ HK$312,624/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,380,311 · Scale 2, in force from 26 Feb 2026)