LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,066
−HK$4,644/mo
▼ 0.25% · 3.875%
HK$76,369
−HK$2,341/mo
Today · 4.125%
HK$78,710
baseline
▲ 0.50% · 4.625%
HK$83,499
+HK$4,789/mo
Deposit HK$16.24M · loan HK$16.24M · min. income ≈ HK$157,420/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$1,380,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,397
−HK$4,452/mo
▼ 0.25% · 3.875%
HK$84,607
−HK$2,242/mo
Today · 4.125%
HK$86,849
baseline
▲ 0.50% · 4.625%
HK$91,427
+HK$4,578/mo
Deposit HK$16.24M · loan HK$16.24M · min. income ≈ HK$173,698/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$1,380,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,879
−HK$5,573/mo
▼ 0.25% · 3.875%
HK$91,643
−HK$2,809/mo
Today · 4.125%
HK$94,452
baseline
▲ 0.50% · 4.625%
HK$100,199
+HK$5,747/mo
Deposit HK$12.99M · loan HK$19.49M · min. income ≈ HK$188,904/mo (50% DSR)
Upfront cash ≈ HK$14.37M (deposit + AVD stamp duty HK$1,380,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,877
−HK$5,342/mo
▼ 0.25% · 3.875%
HK$101,528
−HK$2,691/mo
Today · 4.125%
HK$104,219
baseline
▲ 0.50% · 4.625%
HK$109,712
+HK$5,493/mo
Deposit HK$12.99M · loan HK$19.49M · min. income ≈ HK$208,438/mo (50% DSR)
Upfront cash ≈ HK$14.37M (deposit + AVD stamp duty HK$1,380,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,692
−HK$6,502/mo
▼ 0.25% · 3.875%
HK$106,917
−HK$3,277/mo
Today · 4.125%
HK$110,194
baseline
▲ 0.50% · 4.625%
HK$116,899
+HK$6,705/mo
Deposit HK$9.74M · loan HK$22.74M · min. income ≈ HK$220,388/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$1,380,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,356
−HK$6,232/mo
▼ 0.25% · 3.875%
HK$118,450
−HK$3,138/mo
Today · 4.125%
HK$121,588
baseline
▲ 0.50% · 4.625%
HK$127,998
+HK$6,410/mo
Deposit HK$9.74M · loan HK$22.74M · min. income ≈ HK$243,176/mo (50% DSR)
Upfront cash ≈ HK$11.12M (deposit + AVD stamp duty HK$1,380,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,318
−HK$8,360/mo
▼ 0.25% · 3.875%
HK$137,465
−HK$4,213/mo
Today · 4.125%
HK$141,678
baseline
▲ 0.50% · 4.625%
HK$150,299
+HK$8,621/mo
Deposit HK$3.25M · loan HK$29.23M · min. income ≈ HK$283,356/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,380,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,315
−HK$8,013/mo
▼ 0.25% · 3.875%
HK$152,293
−HK$4,035/mo
Today · 4.125%
HK$156,328
baseline
▲ 0.50% · 4.625%
HK$164,568
+HK$8,240/mo
Deposit HK$3.25M · loan HK$29.23M · min. income ≈ HK$312,656/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,380,454 · Scale 2, in force from 26 Feb 2026)