LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,077
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$76,382
−HK$2,341/mo
Today · 4.125%
HK$78,723
baseline
▲ 0.50% · 4.625%
HK$83,513
+HK$4,790/mo
Deposit HK$16.24M · loan HK$16.24M · min. income ≈ HK$157,446/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$1,380,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,410
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$84,621
−HK$2,242/mo
Today · 4.125%
HK$86,863
baseline
▲ 0.50% · 4.625%
HK$91,442
+HK$4,579/mo
Deposit HK$16.24M · loan HK$16.24M · min. income ≈ HK$173,726/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$1,380,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,893
−HK$5,574/mo
▼ 0.25% · 3.875%
HK$91,658
−HK$2,809/mo
Today · 4.125%
HK$94,467
baseline
▲ 0.50% · 4.625%
HK$100,215
+HK$5,748/mo
Deposit HK$12.99M · loan HK$19.49M · min. income ≈ HK$188,934/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,380,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,893
−HK$5,342/mo
▼ 0.25% · 3.875%
HK$101,545
−HK$2,690/mo
Today · 4.125%
HK$104,235
baseline
▲ 0.50% · 4.625%
HK$109,730
+HK$5,495/mo
Deposit HK$12.99M · loan HK$19.49M · min. income ≈ HK$208,470/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,380,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,708
−HK$6,504/mo
▼ 0.25% · 3.875%
HK$106,934
−HK$3,278/mo
Today · 4.125%
HK$110,212
baseline
▲ 0.50% · 4.625%
HK$116,918
+HK$6,706/mo
Deposit HK$9.75M · loan HK$22.74M · min. income ≈ HK$220,424/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$1,380,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,375
−HK$6,233/mo
▼ 0.25% · 3.875%
HK$118,469
−HK$3,139/mo
Today · 4.125%
HK$121,608
baseline
▲ 0.50% · 4.625%
HK$128,018
+HK$6,410/mo
Deposit HK$9.75M · loan HK$22.74M · min. income ≈ HK$243,216/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$1,380,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,339
−HK$8,362/mo
▼ 0.25% · 3.875%
HK$137,487
−HK$4,214/mo
Today · 4.125%
HK$141,701
baseline
▲ 0.50% · 4.625%
HK$150,323
+HK$8,622/mo
Deposit HK$3.25M · loan HK$29.24M · min. income ≈ HK$283,402/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,380,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,339
−HK$8,014/mo
▼ 0.25% · 3.875%
HK$152,317
−HK$4,036/mo
Today · 4.125%
HK$156,353
baseline
▲ 0.50% · 4.625%
HK$164,595
+HK$8,242/mo
Deposit HK$3.25M · loan HK$29.24M · min. income ≈ HK$312,706/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,380,676 · Scale 2, in force from 26 Feb 2026)