LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,087
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$76,391
−HK$2,342/mo
Today · 4.125%
HK$78,733
baseline
▲ 0.50% · 4.625%
HK$83,523
+HK$4,790/mo
Deposit HK$16.25M · loan HK$16.25M · min. income ≈ HK$157,466/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$1,380,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,421
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$84,631
−HK$2,243/mo
Today · 4.125%
HK$86,874
baseline
▲ 0.50% · 4.625%
HK$91,453
+HK$4,579/mo
Deposit HK$16.25M · loan HK$16.25M · min. income ≈ HK$173,748/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$1,380,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,904
−HK$5,575/mo
▼ 0.25% · 3.875%
HK$91,670
−HK$2,809/mo
Today · 4.125%
HK$94,479
baseline
▲ 0.50% · 4.625%
HK$100,228
+HK$5,749/mo
Deposit HK$13.00M · loan HK$19.49M · min. income ≈ HK$188,958/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,380,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,905
−HK$5,344/mo
▼ 0.25% · 3.875%
HK$101,558
−HK$2,691/mo
Today · 4.125%
HK$104,249
baseline
▲ 0.50% · 4.625%
HK$109,744
+HK$5,495/mo
Deposit HK$13.00M · loan HK$19.49M · min. income ≈ HK$208,498/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,380,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,722
−HK$6,504/mo
▼ 0.25% · 3.875%
HK$106,948
−HK$3,278/mo
Today · 4.125%
HK$110,226
baseline
▲ 0.50% · 4.625%
HK$116,933
+HK$6,707/mo
Deposit HK$9.75M · loan HK$22.74M · min. income ≈ HK$220,452/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$1,380,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,389
−HK$6,234/mo
▼ 0.25% · 3.875%
HK$118,484
−HK$3,139/mo
Today · 4.125%
HK$121,623
baseline
▲ 0.50% · 4.625%
HK$128,034
+HK$6,411/mo
Deposit HK$9.75M · loan HK$22.74M · min. income ≈ HK$243,246/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$1,380,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,356
−HK$8,363/mo
▼ 0.25% · 3.875%
HK$137,504
−HK$4,215/mo
Today · 4.125%
HK$141,719
baseline
▲ 0.50% · 4.625%
HK$150,342
+HK$8,623/mo
Deposit HK$3.25M · loan HK$29.24M · min. income ≈ HK$283,438/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,380,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,358
−HK$8,015/mo
▼ 0.25% · 3.875%
HK$152,336
−HK$4,037/mo
Today · 4.125%
HK$156,373
baseline
▲ 0.50% · 4.625%
HK$164,616
+HK$8,243/mo
Deposit HK$3.25M · loan HK$29.24M · min. income ≈ HK$312,746/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,380,850 · Scale 2, in force from 26 Feb 2026)