LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,088
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$76,393
−HK$2,341/mo
Today · 4.125%
HK$78,734
baseline
▲ 0.50% · 4.625%
HK$83,525
+HK$4,791/mo
Deposit HK$16.25M · loan HK$16.25M · min. income ≈ HK$157,468/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$1,380,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,422
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$84,633
−HK$2,242/mo
Today · 4.125%
HK$86,875
baseline
▲ 0.50% · 4.625%
HK$91,455
+HK$4,580/mo
Deposit HK$16.25M · loan HK$16.25M · min. income ≈ HK$173,750/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$1,380,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,906
−HK$5,575/mo
▼ 0.25% · 3.875%
HK$91,671
−HK$2,810/mo
Today · 4.125%
HK$94,481
baseline
▲ 0.50% · 4.625%
HK$100,230
+HK$5,749/mo
Deposit HK$13.00M · loan HK$19.49M · min. income ≈ HK$188,962/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,380,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,907
−HK$5,343/mo
▼ 0.25% · 3.875%
HK$101,559
−HK$2,691/mo
Today · 4.125%
HK$104,250
baseline
▲ 0.50% · 4.625%
HK$109,745
+HK$5,495/mo
Deposit HK$13.00M · loan HK$19.49M · min. income ≈ HK$208,500/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,380,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,723
−HK$6,505/mo
▼ 0.25% · 3.875%
HK$106,950
−HK$3,278/mo
Today · 4.125%
HK$110,228
baseline
▲ 0.50% · 4.625%
HK$116,935
+HK$6,707/mo
Deposit HK$9.75M · loan HK$22.74M · min. income ≈ HK$220,456/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$1,380,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,391
−HK$6,234/mo
▼ 0.25% · 3.875%
HK$118,486
−HK$3,139/mo
Today · 4.125%
HK$121,625
baseline
▲ 0.50% · 4.625%
HK$128,036
+HK$6,411/mo
Deposit HK$9.75M · loan HK$22.74M · min. income ≈ HK$243,250/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$1,380,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,359
−HK$8,362/mo
▼ 0.25% · 3.875%
HK$137,507
−HK$4,214/mo
Today · 4.125%
HK$141,721
baseline
▲ 0.50% · 4.625%
HK$150,345
+HK$8,624/mo
Deposit HK$3.25M · loan HK$29.24M · min. income ≈ HK$283,442/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,380,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,360
−HK$8,015/mo
▼ 0.25% · 3.875%
HK$152,339
−HK$4,036/mo
Today · 4.125%
HK$156,375
baseline
▲ 0.50% · 4.625%
HK$164,618
+HK$8,243/mo
Deposit HK$3.25M · loan HK$29.24M · min. income ≈ HK$312,750/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,380,873 · Scale 2, in force from 26 Feb 2026)