LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,093
−HK$4,646/mo
▼ 0.25% · 3.875%
HK$76,397
−HK$2,342/mo
Today · 4.125%
HK$78,739
baseline
▲ 0.50% · 4.625%
HK$83,530
+HK$4,791/mo
Deposit HK$16.25M · loan HK$16.25M · min. income ≈ HK$157,478/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$1,380,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,427
−HK$4,454/mo
▼ 0.25% · 3.875%
HK$84,638
−HK$2,243/mo
Today · 4.125%
HK$86,881
baseline
▲ 0.50% · 4.625%
HK$91,460
+HK$4,579/mo
Deposit HK$16.25M · loan HK$16.25M · min. income ≈ HK$173,762/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$1,380,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,911
−HK$5,576/mo
▼ 0.25% · 3.875%
HK$91,677
−HK$2,810/mo
Today · 4.125%
HK$94,487
baseline
▲ 0.50% · 4.625%
HK$100,236
+HK$5,749/mo
Deposit HK$13.00M · loan HK$19.50M · min. income ≈ HK$188,974/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,380,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,913
−HK$5,344/mo
▼ 0.25% · 3.875%
HK$101,566
−HK$2,691/mo
Today · 4.125%
HK$104,257
baseline
▲ 0.50% · 4.625%
HK$109,752
+HK$5,495/mo
Deposit HK$13.00M · loan HK$19.50M · min. income ≈ HK$208,514/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,380,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,730
−HK$6,504/mo
▼ 0.25% · 3.875%
HK$106,956
−HK$3,278/mo
Today · 4.125%
HK$110,234
baseline
▲ 0.50% · 4.625%
HK$116,942
+HK$6,708/mo
Deposit HK$9.75M · loan HK$22.75M · min. income ≈ HK$220,468/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$1,380,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,398
−HK$6,235/mo
▼ 0.25% · 3.875%
HK$118,493
−HK$3,140/mo
Today · 4.125%
HK$121,633
baseline
▲ 0.50% · 4.625%
HK$128,044
+HK$6,411/mo
Deposit HK$9.75M · loan HK$22.75M · min. income ≈ HK$243,266/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$1,380,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,367
−HK$8,363/mo
▼ 0.25% · 3.875%
HK$137,515
−HK$4,215/mo
Today · 4.125%
HK$141,730
baseline
▲ 0.50% · 4.625%
HK$150,354
+HK$8,624/mo
Deposit HK$3.25M · loan HK$29.24M · min. income ≈ HK$283,460/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,380,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,369
−HK$8,016/mo
▼ 0.25% · 3.875%
HK$152,348
−HK$4,037/mo
Today · 4.125%
HK$156,385
baseline
▲ 0.50% · 4.625%
HK$164,628
+HK$8,243/mo
Deposit HK$3.25M · loan HK$29.24M · min. income ≈ HK$312,770/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,380,958 · Scale 2, in force from 26 Feb 2026)