LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,104
−HK$4,647/mo
▼ 0.25% · 3.875%
HK$76,409
−HK$2,342/mo
Today · 4.125%
HK$78,751
baseline
▲ 0.50% · 4.625%
HK$83,543
+HK$4,792/mo
Deposit HK$16.25M · loan HK$16.25M · min. income ≈ HK$157,502/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$1,381,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,440
−HK$4,454/mo
▼ 0.25% · 3.875%
HK$84,651
−HK$2,243/mo
Today · 4.125%
HK$86,894
baseline
▲ 0.50% · 4.625%
HK$91,474
+HK$4,580/mo
Deposit HK$16.25M · loan HK$16.25M · min. income ≈ HK$173,788/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$1,381,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,925
−HK$5,576/mo
▼ 0.25% · 3.875%
HK$91,691
−HK$2,810/mo
Today · 4.125%
HK$94,501
baseline
▲ 0.50% · 4.625%
HK$100,251
+HK$5,750/mo
Deposit HK$13.00M · loan HK$19.50M · min. income ≈ HK$189,002/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,381,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,928
−HK$5,345/mo
▼ 0.25% · 3.875%
HK$101,581
−HK$2,692/mo
Today · 4.125%
HK$104,273
baseline
▲ 0.50% · 4.625%
HK$109,769
+HK$5,496/mo
Deposit HK$13.00M · loan HK$19.50M · min. income ≈ HK$208,546/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,381,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,745
−HK$6,506/mo
▼ 0.25% · 3.875%
HK$106,973
−HK$3,278/mo
Today · 4.125%
HK$110,251
baseline
▲ 0.50% · 4.625%
HK$116,960
+HK$6,709/mo
Deposit HK$9.75M · loan HK$22.75M · min. income ≈ HK$220,502/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$1,381,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,416
−HK$6,235/mo
▼ 0.25% · 3.875%
HK$118,511
−HK$3,140/mo
Today · 4.125%
HK$121,651
baseline
▲ 0.50% · 4.625%
HK$128,064
+HK$6,413/mo
Deposit HK$9.75M · loan HK$22.75M · min. income ≈ HK$243,302/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$1,381,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,387
−HK$8,365/mo
▼ 0.25% · 3.875%
HK$137,536
−HK$4,216/mo
Today · 4.125%
HK$141,752
baseline
▲ 0.50% · 4.625%
HK$150,377
+HK$8,625/mo
Deposit HK$3.25M · loan HK$29.25M · min. income ≈ HK$283,504/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,381,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,392
−HK$8,017/mo
▼ 0.25% · 3.875%
HK$152,371
−HK$4,038/mo
Today · 4.125%
HK$156,409
baseline
▲ 0.50% · 4.625%
HK$164,653
+HK$8,244/mo
Deposit HK$3.25M · loan HK$29.25M · min. income ≈ HK$312,818/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,381,167 · Scale 2, in force from 26 Feb 2026)