LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,107
−HK$4,647/mo
▼ 0.25% · 3.875%
HK$76,412
−HK$2,342/mo
Today · 4.125%
HK$78,754
baseline
▲ 0.50% · 4.625%
HK$83,546
+HK$4,792/mo
Deposit HK$16.25M · loan HK$16.25M · min. income ≈ HK$157,508/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$1,381,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,443
−HK$4,455/mo
▼ 0.25% · 3.875%
HK$84,654
−HK$2,244/mo
Today · 4.125%
HK$86,898
baseline
▲ 0.50% · 4.625%
HK$91,478
+HK$4,580/mo
Deposit HK$16.25M · loan HK$16.25M · min. income ≈ HK$173,796/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$1,381,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,929
−HK$5,576/mo
▼ 0.25% · 3.875%
HK$91,695
−HK$2,810/mo
Today · 4.125%
HK$94,505
baseline
▲ 0.50% · 4.625%
HK$100,256
+HK$5,751/mo
Deposit HK$13.00M · loan HK$19.50M · min. income ≈ HK$189,010/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,381,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,932
−HK$5,345/mo
▼ 0.25% · 3.875%
HK$101,585
−HK$2,692/mo
Today · 4.125%
HK$104,277
baseline
▲ 0.50% · 4.625%
HK$109,774
+HK$5,497/mo
Deposit HK$13.00M · loan HK$19.50M · min. income ≈ HK$208,554/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,381,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,750
−HK$6,506/mo
▼ 0.25% · 3.875%
HK$106,977
−HK$3,279/mo
Today · 4.125%
HK$110,256
baseline
▲ 0.50% · 4.625%
HK$116,965
+HK$6,709/mo
Deposit HK$9.75M · loan HK$22.75M · min. income ≈ HK$220,512/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$1,381,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,421
−HK$6,236/mo
▼ 0.25% · 3.875%
HK$118,516
−HK$3,141/mo
Today · 4.125%
HK$121,657
baseline
▲ 0.50% · 4.625%
HK$128,069
+HK$6,412/mo
Deposit HK$9.75M · loan HK$22.75M · min. income ≈ HK$243,314/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$1,381,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,393
−HK$8,365/mo
▼ 0.25% · 3.875%
HK$137,542
−HK$4,216/mo
Today · 4.125%
HK$141,758
baseline
▲ 0.50% · 4.625%
HK$150,383
+HK$8,625/mo
Deposit HK$3.25M · loan HK$29.25M · min. income ≈ HK$283,516/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,381,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,398
−HK$8,018/mo
▼ 0.25% · 3.875%
HK$152,378
−HK$4,038/mo
Today · 4.125%
HK$156,416
baseline
▲ 0.50% · 4.625%
HK$164,660
+HK$8,244/mo
Deposit HK$3.25M · loan HK$29.25M · min. income ≈ HK$312,832/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,381,227 · Scale 2, in force from 26 Feb 2026)