LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,116
−HK$4,648/mo
▼ 0.25% · 3.875%
HK$76,422
−HK$2,342/mo
Today · 4.125%
HK$78,764
baseline
▲ 0.50% · 4.625%
HK$83,557
+HK$4,793/mo
Deposit HK$16.25M · loan HK$16.25M · min. income ≈ HK$157,528/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$1,381,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,454
−HK$4,454/mo
▼ 0.25% · 3.875%
HK$84,665
−HK$2,243/mo
Today · 4.125%
HK$86,908
baseline
▲ 0.50% · 4.625%
HK$91,490
+HK$4,582/mo
Deposit HK$16.25M · loan HK$16.25M · min. income ≈ HK$173,816/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$1,381,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,940
−HK$5,577/mo
▼ 0.25% · 3.875%
HK$91,706
−HK$2,811/mo
Today · 4.125%
HK$94,517
baseline
▲ 0.50% · 4.625%
HK$100,268
+HK$5,751/mo
Deposit HK$13.00M · loan HK$19.50M · min. income ≈ HK$189,034/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,381,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,944
−HK$5,346/mo
▼ 0.25% · 3.875%
HK$101,598
−HK$2,692/mo
Today · 4.125%
HK$104,290
baseline
▲ 0.50% · 4.625%
HK$109,787
+HK$5,497/mo
Deposit HK$13.00M · loan HK$19.50M · min. income ≈ HK$208,580/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,381,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,763
−HK$6,507/mo
▼ 0.25% · 3.875%
HK$106,991
−HK$3,279/mo
Today · 4.125%
HK$110,270
baseline
▲ 0.50% · 4.625%
HK$116,979
+HK$6,709/mo
Deposit HK$9.75M · loan HK$22.75M · min. income ≈ HK$220,540/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$1,381,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,435
−HK$6,237/mo
▼ 0.25% · 3.875%
HK$118,531
−HK$3,141/mo
Today · 4.125%
HK$121,672
baseline
▲ 0.50% · 4.625%
HK$128,085
+HK$6,413/mo
Deposit HK$9.75M · loan HK$22.75M · min. income ≈ HK$243,344/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$1,381,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,409
−HK$8,366/mo
▼ 0.25% · 3.875%
HK$137,559
−HK$4,216/mo
Today · 4.125%
HK$141,775
baseline
▲ 0.50% · 4.625%
HK$150,402
+HK$8,627/mo
Deposit HK$3.25M · loan HK$29.25M · min. income ≈ HK$283,550/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,381,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,417
−HK$8,018/mo
▼ 0.25% · 3.875%
HK$152,397
−HK$4,038/mo
Today · 4.125%
HK$156,435
baseline
▲ 0.50% · 4.625%
HK$164,681
+HK$8,246/mo
Deposit HK$3.25M · loan HK$29.25M · min. income ≈ HK$312,870/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,381,401 · Scale 2, in force from 26 Feb 2026)