LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,126
−HK$4,648/mo
▼ 0.25% · 3.875%
HK$76,431
−HK$2,343/mo
Today · 4.125%
HK$78,774
baseline
▲ 0.50% · 4.625%
HK$83,567
+HK$4,793/mo
Deposit HK$16.25M · loan HK$16.25M · min. income ≈ HK$157,548/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$1,381,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,464
−HK$4,455/mo
▼ 0.25% · 3.875%
HK$84,676
−HK$2,243/mo
Today · 4.125%
HK$86,919
baseline
▲ 0.50% · 4.625%
HK$91,501
+HK$4,582/mo
Deposit HK$16.25M · loan HK$16.25M · min. income ≈ HK$173,838/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$1,381,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,951
−HK$5,578/mo
▼ 0.25% · 3.875%
HK$91,718
−HK$2,811/mo
Today · 4.125%
HK$94,529
baseline
▲ 0.50% · 4.625%
HK$100,281
+HK$5,752/mo
Deposit HK$13.00M · loan HK$19.50M · min. income ≈ HK$189,058/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,381,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,957
−HK$5,346/mo
▼ 0.25% · 3.875%
HK$101,611
−HK$2,692/mo
Today · 4.125%
HK$104,303
baseline
▲ 0.50% · 4.625%
HK$109,801
+HK$5,498/mo
Deposit HK$13.00M · loan HK$19.50M · min. income ≈ HK$208,606/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,381,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,776
−HK$6,508/mo
▼ 0.25% · 3.875%
HK$107,004
−HK$3,280/mo
Today · 4.125%
HK$110,284
baseline
▲ 0.50% · 4.625%
HK$116,994
+HK$6,710/mo
Deposit HK$9.75M · loan HK$22.76M · min. income ≈ HK$220,568/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$1,381,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,450
−HK$6,237/mo
▼ 0.25% · 3.875%
HK$118,546
−HK$3,141/mo
Today · 4.125%
HK$121,687
baseline
▲ 0.50% · 4.625%
HK$128,101
+HK$6,414/mo
Deposit HK$9.75M · loan HK$22.76M · min. income ≈ HK$243,374/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$1,381,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,426
−HK$8,367/mo
▼ 0.25% · 3.875%
HK$137,576
−HK$4,217/mo
Today · 4.125%
HK$141,793
baseline
▲ 0.50% · 4.625%
HK$150,421
+HK$8,628/mo
Deposit HK$3.25M · loan HK$29.26M · min. income ≈ HK$283,586/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,381,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,435
−HK$8,020/mo
▼ 0.25% · 3.875%
HK$152,416
−HK$4,039/mo
Today · 4.125%
HK$156,455
baseline
▲ 0.50% · 4.625%
HK$164,702
+HK$8,247/mo
Deposit HK$3.25M · loan HK$29.26M · min. income ≈ HK$312,910/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,381,573 · Scale 2, in force from 26 Feb 2026)