LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,128
−HK$4,648/mo
▼ 0.25% · 3.875%
HK$76,433
−HK$2,343/mo
Today · 4.125%
HK$78,776
baseline
▲ 0.50% · 4.625%
HK$83,569
+HK$4,793/mo
Deposit HK$16.25M · loan HK$16.25M · min. income ≈ HK$157,552/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$1,381,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,466
−HK$4,456/mo
▼ 0.25% · 3.875%
HK$84,678
−HK$2,244/mo
Today · 4.125%
HK$86,922
baseline
▲ 0.50% · 4.625%
HK$91,503
+HK$4,581/mo
Deposit HK$16.25M · loan HK$16.25M · min. income ≈ HK$173,844/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$1,381,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,953
−HK$5,578/mo
▼ 0.25% · 3.875%
HK$91,720
−HK$2,811/mo
Today · 4.125%
HK$94,531
baseline
▲ 0.50% · 4.625%
HK$100,283
+HK$5,752/mo
Deposit HK$13.00M · loan HK$19.51M · min. income ≈ HK$189,062/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,381,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,959
−HK$5,347/mo
▼ 0.25% · 3.875%
HK$101,613
−HK$2,693/mo
Today · 4.125%
HK$104,306
baseline
▲ 0.50% · 4.625%
HK$109,804
+HK$5,498/mo
Deposit HK$13.00M · loan HK$19.51M · min. income ≈ HK$208,612/mo (50% DSR)
Upfront cash ≈ HK$14.38M (deposit + AVD stamp duty HK$1,381,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,779
−HK$6,507/mo
▼ 0.25% · 3.875%
HK$107,007
−HK$3,279/mo
Today · 4.125%
HK$110,286
baseline
▲ 0.50% · 4.625%
HK$116,997
+HK$6,711/mo
Deposit HK$9.75M · loan HK$22.76M · min. income ≈ HK$220,572/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$1,381,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,453
−HK$6,237/mo
▼ 0.25% · 3.875%
HK$118,549
−HK$3,141/mo
Today · 4.125%
HK$121,690
baseline
▲ 0.50% · 4.625%
HK$128,105
+HK$6,415/mo
Deposit HK$9.75M · loan HK$22.76M · min. income ≈ HK$243,380/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$1,381,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,430
−HK$8,367/mo
▼ 0.25% · 3.875%
HK$137,580
−HK$4,217/mo
Today · 4.125%
HK$141,797
baseline
▲ 0.50% · 4.625%
HK$150,425
+HK$8,628/mo
Deposit HK$3.25M · loan HK$29.26M · min. income ≈ HK$283,594/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,381,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,439
−HK$8,020/mo
▼ 0.25% · 3.875%
HK$152,420
−HK$4,039/mo
Today · 4.125%
HK$156,459
baseline
▲ 0.50% · 4.625%
HK$164,706
+HK$8,247/mo
Deposit HK$3.25M · loan HK$29.26M · min. income ≈ HK$312,918/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,381,608 · Scale 2, in force from 26 Feb 2026)