LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,130
−HK$4,649/mo
▼ 0.25% · 3.875%
HK$76,436
−HK$2,343/mo
Today · 4.125%
HK$78,779
baseline
▲ 0.50% · 4.625%
HK$83,572
+HK$4,793/mo
Deposit HK$16.25M · loan HK$16.25M · min. income ≈ HK$157,558/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$1,381,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,469
−HK$4,456/mo
▼ 0.25% · 3.875%
HK$84,681
−HK$2,244/mo
Today · 4.125%
HK$86,925
baseline
▲ 0.50% · 4.625%
HK$91,507
+HK$4,582/mo
Deposit HK$16.25M · loan HK$16.25M · min. income ≈ HK$173,850/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$1,381,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,956
−HK$5,579/mo
▼ 0.25% · 3.875%
HK$91,723
−HK$2,812/mo
Today · 4.125%
HK$94,535
baseline
▲ 0.50% · 4.625%
HK$100,287
+HK$5,752/mo
Deposit HK$13.00M · loan HK$19.51M · min. income ≈ HK$189,070/mo (50% DSR)
Upfront cash ≈ HK$14.39M (deposit + AVD stamp duty HK$1,381,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,963
−HK$5,347/mo
▼ 0.25% · 3.875%
HK$101,617
−HK$2,693/mo
Today · 4.125%
HK$104,310
baseline
▲ 0.50% · 4.625%
HK$109,808
+HK$5,498/mo
Deposit HK$13.00M · loan HK$19.51M · min. income ≈ HK$208,620/mo (50% DSR)
Upfront cash ≈ HK$14.39M (deposit + AVD stamp duty HK$1,381,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,782
−HK$6,508/mo
▼ 0.25% · 3.875%
HK$107,011
−HK$3,279/mo
Today · 4.125%
HK$110,290
baseline
▲ 0.50% · 4.625%
HK$117,001
+HK$6,711/mo
Deposit HK$9.75M · loan HK$22.76M · min. income ≈ HK$220,580/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$1,381,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,457
−HK$6,238/mo
▼ 0.25% · 3.875%
HK$118,553
−HK$3,142/mo
Today · 4.125%
HK$121,695
baseline
▲ 0.50% · 4.625%
HK$128,109
+HK$6,414/mo
Deposit HK$9.75M · loan HK$22.76M · min. income ≈ HK$243,390/mo (50% DSR)
Upfront cash ≈ HK$11.13M (deposit + AVD stamp duty HK$1,381,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,434
−HK$8,368/mo
▼ 0.25% · 3.875%
HK$137,585
−HK$4,217/mo
Today · 4.125%
HK$141,802
baseline
▲ 0.50% · 4.625%
HK$150,430
+HK$8,628/mo
Deposit HK$3.25M · loan HK$29.26M · min. income ≈ HK$283,604/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,381,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,444
−HK$8,020/mo
▼ 0.25% · 3.875%
HK$152,426
−HK$4,038/mo
Today · 4.125%
HK$156,464
baseline
▲ 0.50% · 4.625%
HK$164,712
+HK$8,248/mo
Deposit HK$3.25M · loan HK$29.26M · min. income ≈ HK$312,928/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,381,658 · Scale 2, in force from 26 Feb 2026)