LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,133
−HK$4,649/mo
▼ 0.25% · 3.875%
HK$76,439
−HK$2,343/mo
Today · 4.125%
HK$78,782
baseline
▲ 0.50% · 4.625%
HK$83,576
+HK$4,794/mo
Deposit HK$16.26M · loan HK$16.26M · min. income ≈ HK$157,564/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$1,381,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,473
−HK$4,455/mo
▼ 0.25% · 3.875%
HK$84,685
−HK$2,243/mo
Today · 4.125%
HK$86,928
baseline
▲ 0.50% · 4.625%
HK$91,511
+HK$4,583/mo
Deposit HK$16.26M · loan HK$16.26M · min. income ≈ HK$173,856/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$1,381,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,960
−HK$5,579/mo
▼ 0.25% · 3.875%
HK$91,727
−HK$2,812/mo
Today · 4.125%
HK$94,539
baseline
▲ 0.50% · 4.625%
HK$100,291
+HK$5,752/mo
Deposit HK$13.00M · loan HK$19.51M · min. income ≈ HK$189,078/mo (50% DSR)
Upfront cash ≈ HK$14.39M (deposit + AVD stamp duty HK$1,381,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,967
−HK$5,347/mo
▼ 0.25% · 3.875%
HK$101,621
−HK$2,693/mo
Today · 4.125%
HK$104,314
baseline
▲ 0.50% · 4.625%
HK$109,813
+HK$5,499/mo
Deposit HK$13.00M · loan HK$19.51M · min. income ≈ HK$208,628/mo (50% DSR)
Upfront cash ≈ HK$14.39M (deposit + AVD stamp duty HK$1,381,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,787
−HK$6,508/mo
▼ 0.25% · 3.875%
HK$107,015
−HK$3,280/mo
Today · 4.125%
HK$110,295
baseline
▲ 0.50% · 4.625%
HK$117,006
+HK$6,711/mo
Deposit HK$9.75M · loan HK$22.76M · min. income ≈ HK$220,590/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$1,381,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,462
−HK$6,238/mo
▼ 0.25% · 3.875%
HK$118,558
−HK$3,142/mo
Today · 4.125%
HK$121,700
baseline
▲ 0.50% · 4.625%
HK$128,115
+HK$6,415/mo
Deposit HK$9.75M · loan HK$22.76M · min. income ≈ HK$243,400/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$1,381,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,440
−HK$8,368/mo
▼ 0.25% · 3.875%
HK$137,591
−HK$4,217/mo
Today · 4.125%
HK$141,808
baseline
▲ 0.50% · 4.625%
HK$150,437
+HK$8,629/mo
Deposit HK$3.25M · loan HK$29.26M · min. income ≈ HK$283,616/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,381,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,451
−HK$8,020/mo
▼ 0.25% · 3.875%
HK$152,432
−HK$4,039/mo
Today · 4.125%
HK$156,471
baseline
▲ 0.50% · 4.625%
HK$164,719
+HK$8,248/mo
Deposit HK$3.25M · loan HK$29.26M · min. income ≈ HK$312,942/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,381,718 · Scale 2, in force from 26 Feb 2026)