LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,149
−HK$4,649/mo
▼ 0.25% · 3.875%
HK$76,455
−HK$2,343/mo
Today · 4.125%
HK$78,798
baseline
▲ 0.50% · 4.625%
HK$83,593
+HK$4,795/mo
Deposit HK$16.26M · loan HK$16.26M · min. income ≈ HK$157,596/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$1,382,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,490
−HK$4,456/mo
▼ 0.25% · 3.875%
HK$84,702
−HK$2,244/mo
Today · 4.125%
HK$86,946
baseline
▲ 0.50% · 4.625%
HK$91,529
+HK$4,583/mo
Deposit HK$16.26M · loan HK$16.26M · min. income ≈ HK$173,892/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$1,382,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,978
−HK$5,580/mo
▼ 0.25% · 3.875%
HK$91,746
−HK$2,812/mo
Today · 4.125%
HK$94,558
baseline
▲ 0.50% · 4.625%
HK$100,312
+HK$5,754/mo
Deposit HK$13.01M · loan HK$19.51M · min. income ≈ HK$189,116/mo (50% DSR)
Upfront cash ≈ HK$14.39M (deposit + AVD stamp duty HK$1,382,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,987
−HK$5,348/mo
▼ 0.25% · 3.875%
HK$101,642
−HK$2,693/mo
Today · 4.125%
HK$104,335
baseline
▲ 0.50% · 4.625%
HK$109,835
+HK$5,500/mo
Deposit HK$13.01M · loan HK$19.51M · min. income ≈ HK$208,670/mo (50% DSR)
Upfront cash ≈ HK$14.39M (deposit + AVD stamp duty HK$1,382,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,808
−HK$6,510/mo
▼ 0.25% · 3.875%
HK$107,037
−HK$3,281/mo
Today · 4.125%
HK$110,318
baseline
▲ 0.50% · 4.625%
HK$117,030
+HK$6,712/mo
Deposit HK$9.76M · loan HK$22.76M · min. income ≈ HK$220,636/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$1,382,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,485
−HK$6,240/mo
▼ 0.25% · 3.875%
HK$118,583
−HK$3,142/mo
Today · 4.125%
HK$121,725
baseline
▲ 0.50% · 4.625%
HK$128,141
+HK$6,416/mo
Deposit HK$9.76M · loan HK$22.76M · min. income ≈ HK$243,450/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$1,382,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,467
−HK$8,370/mo
▼ 0.25% · 3.875%
HK$137,619
−HK$4,218/mo
Today · 4.125%
HK$141,837
baseline
▲ 0.50% · 4.625%
HK$150,467
+HK$8,630/mo
Deposit HK$3.25M · loan HK$29.27M · min. income ≈ HK$283,674/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,382,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,481
−HK$8,022/mo
▼ 0.25% · 3.875%
HK$152,463
−HK$4,040/mo
Today · 4.125%
HK$156,503
baseline
▲ 0.50% · 4.625%
HK$164,753
+HK$8,250/mo
Deposit HK$3.25M · loan HK$29.27M · min. income ≈ HK$313,006/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,382,000 · Scale 2, in force from 26 Feb 2026)