LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,158
−HK$4,650/mo
▼ 0.25% · 3.875%
HK$76,465
−HK$2,343/mo
Today · 4.125%
HK$78,808
baseline
▲ 0.50% · 4.625%
HK$83,604
+HK$4,796/mo
Deposit HK$16.26M · loan HK$16.26M · min. income ≈ HK$157,616/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$1,382,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,500
−HK$4,457/mo
▼ 0.25% · 3.875%
HK$84,713
−HK$2,244/mo
Today · 4.125%
HK$86,957
baseline
▲ 0.50% · 4.625%
HK$91,541
+HK$4,584/mo
Deposit HK$16.26M · loan HK$16.26M · min. income ≈ HK$173,914/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$1,382,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,990
−HK$5,580/mo
▼ 0.25% · 3.875%
HK$91,758
−HK$2,812/mo
Today · 4.125%
HK$94,570
baseline
▲ 0.50% · 4.625%
HK$100,324
+HK$5,754/mo
Deposit HK$13.01M · loan HK$19.51M · min. income ≈ HK$189,140/mo (50% DSR)
Upfront cash ≈ HK$14.39M (deposit + AVD stamp duty HK$1,382,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,000
−HK$5,349/mo
▼ 0.25% · 3.875%
HK$101,655
−HK$2,694/mo
Today · 4.125%
HK$104,349
baseline
▲ 0.50% · 4.625%
HK$109,849
+HK$5,500/mo
Deposit HK$13.01M · loan HK$19.51M · min. income ≈ HK$208,698/mo (50% DSR)
Upfront cash ≈ HK$14.39M (deposit + AVD stamp duty HK$1,382,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,821
−HK$6,511/mo
▼ 0.25% · 3.875%
HK$107,051
−HK$3,281/mo
Today · 4.125%
HK$110,332
baseline
▲ 0.50% · 4.625%
HK$117,045
+HK$6,713/mo
Deposit HK$9.76M · loan HK$22.77M · min. income ≈ HK$220,664/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$1,382,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,500
−HK$6,240/mo
▼ 0.25% · 3.875%
HK$118,598
−HK$3,142/mo
Today · 4.125%
HK$121,740
baseline
▲ 0.50% · 4.625%
HK$128,157
+HK$6,417/mo
Deposit HK$9.76M · loan HK$22.77M · min. income ≈ HK$243,480/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$1,382,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,484
−HK$8,371/mo
▼ 0.25% · 3.875%
HK$137,637
−HK$4,218/mo
Today · 4.125%
HK$141,855
baseline
▲ 0.50% · 4.625%
HK$150,487
+HK$8,632/mo
Deposit HK$3.25M · loan HK$29.27M · min. income ≈ HK$283,710/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,382,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,500
−HK$8,023/mo
▼ 0.25% · 3.875%
HK$152,483
−HK$4,040/mo
Today · 4.125%
HK$156,523
baseline
▲ 0.50% · 4.625%
HK$164,774
+HK$8,251/mo
Deposit HK$3.25M · loan HK$29.27M · min. income ≈ HK$313,046/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$1,382,176 · Scale 2, in force from 26 Feb 2026)