LTV · monthly repayment
▼ 0.50% · 3.625%
HK$741,649
−HK$46,508/mo
▼ 0.25% · 3.875%
HK$764,718
−HK$23,439/mo
Today · 4.125%
HK$788,157
baseline
▲ 0.50% · 4.625%
HK$836,114
+HK$47,957/mo
Deposit HK$162.62M · loan HK$162.62M · min. income ≈ HK$1,576,314/mo (50% DSR)
Upfront cash ≈ HK$183.77M (deposit + AVD stamp duty HK$21,141,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$825,077
−HK$44,576/mo
▼ 0.25% · 3.875%
HK$847,205
−HK$22,448/mo
Today · 4.125%
HK$869,653
baseline
▲ 0.50% · 4.625%
HK$915,494
+HK$45,841/mo
Deposit HK$162.62M · loan HK$162.62M · min. income ≈ HK$1,739,306/mo (50% DSR)
Upfront cash ≈ HK$183.77M (deposit + AVD stamp duty HK$21,141,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$889,979
−HK$55,809/mo
▼ 0.25% · 3.875%
HK$917,662
−HK$28,126/mo
Today · 4.125%
HK$945,788
baseline
▲ 0.50% · 4.625%
HK$1,003,337
+HK$57,549/mo
Deposit HK$130.10M · loan HK$195.15M · min. income ≈ HK$1,891,576/mo (50% DSR)
Upfront cash ≈ HK$151.24M (deposit + AVD stamp duty HK$21,141,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$990,092
−HK$53,492/mo
▼ 0.25% · 3.875%
HK$1,016,646
−HK$26,938/mo
Today · 4.125%
HK$1,043,584
baseline
▲ 0.50% · 4.625%
HK$1,098,593
+HK$55,009/mo
Deposit HK$130.10M · loan HK$195.15M · min. income ≈ HK$2,087,168/mo (50% DSR)
Upfront cash ≈ HK$151.24M (deposit + AVD stamp duty HK$21,141,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,038,308
−HK$65,112/mo
▼ 0.25% · 3.875%
HK$1,070,606
−HK$32,814/mo
Today · 4.125%
HK$1,103,420
baseline
▲ 0.50% · 4.625%
HK$1,170,560
+HK$67,140/mo
Deposit HK$97.57M · loan HK$227.67M · min. income ≈ HK$2,206,840/mo (50% DSR)
Upfront cash ≈ HK$118.72M (deposit + AVD stamp duty HK$21,141,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,155,108
−HK$62,407/mo
▼ 0.25% · 3.875%
HK$1,186,087
−HK$31,428/mo
Today · 4.125%
HK$1,217,515
baseline
▲ 0.50% · 4.625%
HK$1,281,691
+HK$64,176/mo
Deposit HK$97.57M · loan HK$227.67M · min. income ≈ HK$2,435,030/mo (50% DSR)
Upfront cash ≈ HK$118.72M (deposit + AVD stamp duty HK$21,141,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,334,968
−HK$83,714/mo
▼ 0.25% · 3.875%
HK$1,376,493
−HK$42,189/mo
Today · 4.125%
HK$1,418,682
baseline
▲ 0.50% · 4.625%
HK$1,505,006
+HK$86,324/mo
Deposit HK$32.52M · loan HK$292.72M · min. income ≈ HK$2,837,364/mo (50% DSR)
Upfront cash ≈ HK$53.67M (deposit + AVD stamp duty HK$21,141,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,485,138
−HK$80,238/mo
▼ 0.25% · 3.875%
HK$1,524,969
−HK$40,407/mo
Today · 4.125%
HK$1,565,376
baseline
▲ 0.50% · 4.625%
HK$1,647,889
+HK$82,513/mo
Deposit HK$32.52M · loan HK$292.72M · min. income ≈ HK$3,130,752/mo (50% DSR)
Upfront cash ≈ HK$53.67M (deposit + AVD stamp duty HK$21,141,121 · Scale 2, in force from 26 Feb 2026)