LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,169
−HK$4,651/mo
▼ 0.25% · 3.875%
HK$76,476
−HK$2,344/mo
Today · 4.125%
HK$78,820
baseline
▲ 0.50% · 4.625%
HK$83,616
+HK$4,796/mo
Deposit HK$16.26M · loan HK$16.26M · min. income ≈ HK$157,640/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,382,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,512
−HK$4,458/mo
▼ 0.25% · 3.875%
HK$84,725
−HK$2,245/mo
Today · 4.125%
HK$86,970
baseline
▲ 0.50% · 4.625%
HK$91,554
+HK$4,584/mo
Deposit HK$16.26M · loan HK$16.26M · min. income ≈ HK$173,940/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,382,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,003
−HK$5,581/mo
▼ 0.25% · 3.875%
HK$91,771
−HK$2,813/mo
Today · 4.125%
HK$94,584
baseline
▲ 0.50% · 4.625%
HK$100,339
+HK$5,755/mo
Deposit HK$13.01M · loan HK$19.52M · min. income ≈ HK$189,168/mo (50% DSR)
Upfront cash ≈ HK$14.39M (deposit + AVD stamp duty HK$1,382,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,015
−HK$5,349/mo
▼ 0.25% · 3.875%
HK$101,670
−HK$2,694/mo
Today · 4.125%
HK$104,364
baseline
▲ 0.50% · 4.625%
HK$109,865
+HK$5,501/mo
Deposit HK$13.01M · loan HK$19.52M · min. income ≈ HK$208,728/mo (50% DSR)
Upfront cash ≈ HK$14.39M (deposit + AVD stamp duty HK$1,382,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,837
−HK$6,511/mo
▼ 0.25% · 3.875%
HK$107,067
−HK$3,281/mo
Today · 4.125%
HK$110,348
baseline
▲ 0.50% · 4.625%
HK$117,063
+HK$6,715/mo
Deposit HK$9.76M · loan HK$22.77M · min. income ≈ HK$220,696/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$1,382,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,517
−HK$6,241/mo
▼ 0.25% · 3.875%
HK$118,615
−HK$3,143/mo
Today · 4.125%
HK$121,758
baseline
▲ 0.50% · 4.625%
HK$128,176
+HK$6,418/mo
Deposit HK$9.76M · loan HK$22.77M · min. income ≈ HK$243,516/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$1,382,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,504
−HK$8,372/mo
▼ 0.25% · 3.875%
HK$137,657
−HK$4,219/mo
Today · 4.125%
HK$141,876
baseline
▲ 0.50% · 4.625%
HK$150,509
+HK$8,633/mo
Deposit HK$3.25M · loan HK$29.27M · min. income ≈ HK$283,752/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$1,382,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,522
−HK$8,024/mo
▼ 0.25% · 3.875%
HK$152,505
−HK$4,041/mo
Today · 4.125%
HK$156,546
baseline
▲ 0.50% · 4.625%
HK$164,798
+HK$8,252/mo
Deposit HK$3.25M · loan HK$29.27M · min. income ≈ HK$313,092/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$1,382,382 · Scale 2, in force from 26 Feb 2026)