LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,181
−HK$4,651/mo
▼ 0.25% · 3.875%
HK$76,488
−HK$2,344/mo
Today · 4.125%
HK$78,832
baseline
▲ 0.50% · 4.625%
HK$83,629
+HK$4,797/mo
Deposit HK$16.27M · loan HK$16.27M · min. income ≈ HK$157,664/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,382,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,525
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$84,738
−HK$2,246/mo
Today · 4.125%
HK$86,984
baseline
▲ 0.50% · 4.625%
HK$91,569
+HK$4,585/mo
Deposit HK$16.27M · loan HK$16.27M · min. income ≈ HK$173,968/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,382,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,017
−HK$5,582/mo
▼ 0.25% · 3.875%
HK$91,786
−HK$2,813/mo
Today · 4.125%
HK$94,599
baseline
▲ 0.50% · 4.625%
HK$100,355
+HK$5,756/mo
Deposit HK$13.01M · loan HK$19.52M · min. income ≈ HK$189,198/mo (50% DSR)
Upfront cash ≈ HK$14.40M (deposit + AVD stamp duty HK$1,382,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,030
−HK$5,350/mo
▼ 0.25% · 3.875%
HK$101,686
−HK$2,694/mo
Today · 4.125%
HK$104,380
baseline
▲ 0.50% · 4.625%
HK$109,882
+HK$5,502/mo
Deposit HK$13.01M · loan HK$19.52M · min. income ≈ HK$208,760/mo (50% DSR)
Upfront cash ≈ HK$14.40M (deposit + AVD stamp duty HK$1,382,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,853
−HK$6,512/mo
▼ 0.25% · 3.875%
HK$107,083
−HK$3,282/mo
Today · 4.125%
HK$110,365
baseline
▲ 0.50% · 4.625%
HK$117,081
+HK$6,716/mo
Deposit HK$9.76M · loan HK$22.77M · min. income ≈ HK$220,730/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$1,382,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,535
−HK$6,242/mo
▼ 0.25% · 3.875%
HK$118,634
−HK$3,143/mo
Today · 4.125%
HK$121,777
baseline
▲ 0.50% · 4.625%
HK$128,196
+HK$6,419/mo
Deposit HK$9.76M · loan HK$22.77M · min. income ≈ HK$243,554/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$1,382,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,525
−HK$8,373/mo
▼ 0.25% · 3.875%
HK$137,678
−HK$4,220/mo
Today · 4.125%
HK$141,898
baseline
▲ 0.50% · 4.625%
HK$150,532
+HK$8,634/mo
Deposit HK$3.25M · loan HK$29.28M · min. income ≈ HK$283,796/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$1,382,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,545
−HK$8,026/mo
▼ 0.25% · 3.875%
HK$152,529
−HK$4,042/mo
Today · 4.125%
HK$156,571
baseline
▲ 0.50% · 4.625%
HK$164,824
+HK$8,253/mo
Deposit HK$3.25M · loan HK$29.28M · min. income ≈ HK$313,142/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$1,382,597 · Scale 2, in force from 26 Feb 2026)