LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,186
−HK$4,652/mo
▼ 0.25% · 3.875%
HK$76,493
−HK$2,345/mo
Today · 4.125%
HK$78,838
baseline
▲ 0.50% · 4.625%
HK$83,635
+HK$4,797/mo
Deposit HK$16.27M · loan HK$16.27M · min. income ≈ HK$157,676/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,382,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,531
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$84,744
−HK$2,246/mo
Today · 4.125%
HK$86,990
baseline
▲ 0.50% · 4.625%
HK$91,575
+HK$4,585/mo
Deposit HK$16.27M · loan HK$16.27M · min. income ≈ HK$173,980/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,382,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,023
−HK$5,582/mo
▼ 0.25% · 3.875%
HK$91,792
−HK$2,813/mo
Today · 4.125%
HK$94,605
baseline
▲ 0.50% · 4.625%
HK$100,362
+HK$5,757/mo
Deposit HK$13.01M · loan HK$19.52M · min. income ≈ HK$189,210/mo (50% DSR)
Upfront cash ≈ HK$14.40M (deposit + AVD stamp duty HK$1,382,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,037
−HK$5,351/mo
▼ 0.25% · 3.875%
HK$101,693
−HK$2,695/mo
Today · 4.125%
HK$104,388
baseline
▲ 0.50% · 4.625%
HK$109,890
+HK$5,502/mo
Deposit HK$13.01M · loan HK$19.52M · min. income ≈ HK$208,776/mo (50% DSR)
Upfront cash ≈ HK$14.40M (deposit + AVD stamp duty HK$1,382,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,860
−HK$6,513/mo
▼ 0.25% · 3.875%
HK$107,091
−HK$3,282/mo
Today · 4.125%
HK$110,373
baseline
▲ 0.50% · 4.625%
HK$117,089
+HK$6,716/mo
Deposit HK$9.76M · loan HK$22.77M · min. income ≈ HK$220,746/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$1,382,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,543
−HK$6,243/mo
▼ 0.25% · 3.875%
HK$118,642
−HK$3,144/mo
Today · 4.125%
HK$121,786
baseline
▲ 0.50% · 4.625%
HK$128,205
+HK$6,419/mo
Deposit HK$9.76M · loan HK$22.77M · min. income ≈ HK$243,572/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$1,382,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,534
−HK$8,374/mo
▼ 0.25% · 3.875%
HK$137,688
−HK$4,220/mo
Today · 4.125%
HK$141,908
baseline
▲ 0.50% · 4.625%
HK$150,543
+HK$8,635/mo
Deposit HK$3.25M · loan HK$29.28M · min. income ≈ HK$283,816/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$1,382,692 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,555
−HK$8,026/mo
▼ 0.25% · 3.875%
HK$152,540
−HK$4,041/mo
Today · 4.125%
HK$156,581
baseline
▲ 0.50% · 4.625%
HK$164,835
+HK$8,254/mo
Deposit HK$3.25M · loan HK$29.28M · min. income ≈ HK$313,162/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$1,382,692 · Scale 2, in force from 26 Feb 2026)