LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,188
−HK$4,653/mo
▼ 0.25% · 3.875%
HK$76,496
−HK$2,345/mo
Today · 4.125%
HK$78,841
baseline
▲ 0.50% · 4.625%
HK$83,638
+HK$4,797/mo
Deposit HK$16.27M · loan HK$16.27M · min. income ≈ HK$157,682/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,382,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,534
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$84,747
−HK$2,246/mo
Today · 4.125%
HK$86,993
baseline
▲ 0.50% · 4.625%
HK$91,579
+HK$4,586/mo
Deposit HK$16.27M · loan HK$16.27M · min. income ≈ HK$173,986/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,382,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,026
−HK$5,583/mo
▼ 0.25% · 3.875%
HK$91,795
−HK$2,814/mo
Today · 4.125%
HK$94,609
baseline
▲ 0.50% · 4.625%
HK$100,366
+HK$5,757/mo
Deposit HK$13.01M · loan HK$19.52M · min. income ≈ HK$189,218/mo (50% DSR)
Upfront cash ≈ HK$14.40M (deposit + AVD stamp duty HK$1,382,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,041
−HK$5,351/mo
▼ 0.25% · 3.875%
HK$101,697
−HK$2,695/mo
Today · 4.125%
HK$104,392
baseline
▲ 0.50% · 4.625%
HK$109,894
+HK$5,502/mo
Deposit HK$13.01M · loan HK$19.52M · min. income ≈ HK$208,784/mo (50% DSR)
Upfront cash ≈ HK$14.40M (deposit + AVD stamp duty HK$1,382,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,864
−HK$6,513/mo
▼ 0.25% · 3.875%
HK$107,095
−HK$3,282/mo
Today · 4.125%
HK$110,377
baseline
▲ 0.50% · 4.625%
HK$117,093
+HK$6,716/mo
Deposit HK$9.76M · loan HK$22.77M · min. income ≈ HK$220,754/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$1,382,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,548
−HK$6,242/mo
▼ 0.25% · 3.875%
HK$118,646
−HK$3,144/mo
Today · 4.125%
HK$121,790
baseline
▲ 0.50% · 4.625%
HK$128,210
+HK$6,420/mo
Deposit HK$9.76M · loan HK$22.77M · min. income ≈ HK$243,580/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$1,382,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,539
−HK$8,374/mo
▼ 0.25% · 3.875%
HK$137,693
−HK$4,220/mo
Today · 4.125%
HK$141,913
baseline
▲ 0.50% · 4.625%
HK$150,548
+HK$8,635/mo
Deposit HK$3.25M · loan HK$29.28M · min. income ≈ HK$283,826/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$1,382,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,561
−HK$8,026/mo
▼ 0.25% · 3.875%
HK$152,545
−HK$4,042/mo
Today · 4.125%
HK$156,587
baseline
▲ 0.50% · 4.625%
HK$164,841
+HK$8,254/mo
Deposit HK$3.25M · loan HK$29.28M · min. income ≈ HK$313,174/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$1,382,744 · Scale 2, in force from 26 Feb 2026)