LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,190
−HK$4,652/mo
▼ 0.25% · 3.875%
HK$76,498
−HK$2,344/mo
Today · 4.125%
HK$78,842
baseline
▲ 0.50% · 4.625%
HK$83,640
+HK$4,798/mo
Deposit HK$16.27M · loan HK$16.27M · min. income ≈ HK$157,684/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,382,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,536
−HK$4,459/mo
▼ 0.25% · 3.875%
HK$84,749
−HK$2,246/mo
Today · 4.125%
HK$86,995
baseline
▲ 0.50% · 4.625%
HK$91,580
+HK$4,585/mo
Deposit HK$16.27M · loan HK$16.27M · min. income ≈ HK$173,990/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,382,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,028
−HK$5,583/mo
▼ 0.25% · 3.875%
HK$91,797
−HK$2,814/mo
Today · 4.125%
HK$94,611
baseline
▲ 0.50% · 4.625%
HK$100,368
+HK$5,757/mo
Deposit HK$13.01M · loan HK$19.52M · min. income ≈ HK$189,222/mo (50% DSR)
Upfront cash ≈ HK$14.40M (deposit + AVD stamp duty HK$1,382,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,043
−HK$5,351/mo
▼ 0.25% · 3.875%
HK$101,699
−HK$2,695/mo
Today · 4.125%
HK$104,394
baseline
▲ 0.50% · 4.625%
HK$109,896
+HK$5,502/mo
Deposit HK$13.01M · loan HK$19.52M · min. income ≈ HK$208,788/mo (50% DSR)
Upfront cash ≈ HK$14.40M (deposit + AVD stamp duty HK$1,382,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,866
−HK$6,513/mo
▼ 0.25% · 3.875%
HK$107,097
−HK$3,282/mo
Today · 4.125%
HK$110,379
baseline
▲ 0.50% · 4.625%
HK$117,095
+HK$6,716/mo
Deposit HK$9.76M · loan HK$22.78M · min. income ≈ HK$220,758/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$1,382,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,550
−HK$6,243/mo
▼ 0.25% · 3.875%
HK$118,649
−HK$3,144/mo
Today · 4.125%
HK$121,793
baseline
▲ 0.50% · 4.625%
HK$128,212
+HK$6,419/mo
Deposit HK$9.76M · loan HK$22.78M · min. income ≈ HK$243,586/mo (50% DSR)
Upfront cash ≈ HK$11.14M (deposit + AVD stamp duty HK$1,382,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,542
−HK$8,374/mo
▼ 0.25% · 3.875%
HK$137,696
−HK$4,220/mo
Today · 4.125%
HK$141,916
baseline
▲ 0.50% · 4.625%
HK$150,551
+HK$8,635/mo
Deposit HK$3.25M · loan HK$29.28M · min. income ≈ HK$283,832/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$1,382,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,564
−HK$8,026/mo
▼ 0.25% · 3.875%
HK$152,548
−HK$4,042/mo
Today · 4.125%
HK$156,590
baseline
▲ 0.50% · 4.625%
HK$164,844
+HK$8,254/mo
Deposit HK$3.25M · loan HK$29.28M · min. income ≈ HK$313,180/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$1,382,771 · Scale 2, in force from 26 Feb 2026)