LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,203
−HK$4,653/mo
▼ 0.25% · 3.875%
HK$76,511
−HK$2,345/mo
Today · 4.125%
HK$78,856
baseline
▲ 0.50% · 4.625%
HK$83,655
+HK$4,799/mo
Deposit HK$16.27M · loan HK$16.27M · min. income ≈ HK$157,712/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,383,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,550
−HK$4,460/mo
▼ 0.25% · 3.875%
HK$84,764
−HK$2,246/mo
Today · 4.125%
HK$87,010
baseline
▲ 0.50% · 4.625%
HK$91,597
+HK$4,587/mo
Deposit HK$16.27M · loan HK$16.27M · min. income ≈ HK$174,020/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,383,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,044
−HK$5,584/mo
▼ 0.25% · 3.875%
HK$91,814
−HK$2,814/mo
Today · 4.125%
HK$94,628
baseline
▲ 0.50% · 4.625%
HK$100,386
+HK$5,758/mo
Deposit HK$13.02M · loan HK$19.52M · min. income ≈ HK$189,256/mo (50% DSR)
Upfront cash ≈ HK$14.40M (deposit + AVD stamp duty HK$1,383,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,061
−HK$5,351/mo
▼ 0.25% · 3.875%
HK$101,717
−HK$2,695/mo
Today · 4.125%
HK$104,412
baseline
▲ 0.50% · 4.625%
HK$109,916
+HK$5,504/mo
Deposit HK$13.02M · loan HK$19.52M · min. income ≈ HK$208,824/mo (50% DSR)
Upfront cash ≈ HK$14.40M (deposit + AVD stamp duty HK$1,383,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,885
−HK$6,514/mo
▼ 0.25% · 3.875%
HK$107,116
−HK$3,283/mo
Today · 4.125%
HK$110,399
baseline
▲ 0.50% · 4.625%
HK$117,117
+HK$6,718/mo
Deposit HK$9.76M · loan HK$22.78M · min. income ≈ HK$220,798/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$1,383,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,571
−HK$6,244/mo
▼ 0.25% · 3.875%
HK$118,670
−HK$3,145/mo
Today · 4.125%
HK$121,815
baseline
▲ 0.50% · 4.625%
HK$128,236
+HK$6,421/mo
Deposit HK$9.76M · loan HK$22.78M · min. income ≈ HK$243,630/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$1,383,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,566
−HK$8,376/mo
▼ 0.25% · 3.875%
HK$137,721
−HK$4,221/mo
Today · 4.125%
HK$141,942
baseline
▲ 0.50% · 4.625%
HK$150,579
+HK$8,637/mo
Deposit HK$3.25M · loan HK$29.29M · min. income ≈ HK$283,884/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$1,383,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,591
−HK$8,028/mo
▼ 0.25% · 3.875%
HK$152,576
−HK$4,043/mo
Today · 4.125%
HK$156,619
baseline
▲ 0.50% · 4.625%
HK$164,874
+HK$8,255/mo
Deposit HK$3.25M · loan HK$29.29M · min. income ≈ HK$313,238/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$1,383,020 · Scale 2, in force from 26 Feb 2026)