Skip to content
Home Mortgage Planner

Mortgage Planner

Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.

HK$3.25M HIBOR 1M · 3.9% Prime · 6.125%
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$10,389
−HK$652/mo
▼ 0.25% · 3.875%
HK$10,712
−HK$329/mo
Today · 4.125%
HK$11,041
baseline
▲ 0.50% · 4.625%
HK$11,713
+HK$672/mo

Deposit HK$976K · loan HK$2.28M · min. income ≈ HK$22,082/mo (50% DSR)

Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.

Data sourced from Renavon.com