LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,222
−HK$4,654/mo
▼ 0.25% · 3.875%
HK$76,531
−HK$2,345/mo
Today · 4.125%
HK$78,876
baseline
▲ 0.50% · 4.625%
HK$83,676
+HK$4,800/mo
Deposit HK$16.27M · loan HK$16.27M · min. income ≈ HK$157,752/mo (50% DSR)
Upfront cash ≈ HK$17.66M (deposit + AVD stamp duty HK$1,383,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,571
−HK$4,461/mo
▼ 0.25% · 3.875%
HK$84,786
−HK$2,246/mo
Today · 4.125%
HK$87,032
baseline
▲ 0.50% · 4.625%
HK$91,620
+HK$4,588/mo
Deposit HK$16.27M · loan HK$16.27M · min. income ≈ HK$174,064/mo (50% DSR)
Upfront cash ≈ HK$17.66M (deposit + AVD stamp duty HK$1,383,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,066
−HK$5,586/mo
▼ 0.25% · 3.875%
HK$91,837
−HK$2,815/mo
Today · 4.125%
HK$94,652
baseline
▲ 0.50% · 4.625%
HK$100,411
+HK$5,759/mo
Deposit HK$13.02M · loan HK$19.53M · min. income ≈ HK$189,304/mo (50% DSR)
Upfront cash ≈ HK$14.40M (deposit + AVD stamp duty HK$1,383,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,086
−HK$5,353/mo
▼ 0.25% · 3.875%
HK$101,743
−HK$2,696/mo
Today · 4.125%
HK$104,439
baseline
▲ 0.50% · 4.625%
HK$109,944
+HK$5,505/mo
Deposit HK$13.02M · loan HK$19.53M · min. income ≈ HK$208,878/mo (50% DSR)
Upfront cash ≈ HK$14.40M (deposit + AVD stamp duty HK$1,383,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,911
−HK$6,516/mo
▼ 0.25% · 3.875%
HK$107,143
−HK$3,284/mo
Today · 4.125%
HK$110,427
baseline
▲ 0.50% · 4.625%
HK$117,146
+HK$6,719/mo
Deposit HK$9.76M · loan HK$22.78M · min. income ≈ HK$220,854/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$1,383,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,600
−HK$6,245/mo
▼ 0.25% · 3.875%
HK$118,700
−HK$3,145/mo
Today · 4.125%
HK$121,845
baseline
▲ 0.50% · 4.625%
HK$128,268
+HK$6,423/mo
Deposit HK$9.76M · loan HK$22.78M · min. income ≈ HK$243,690/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$1,383,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,600
−HK$8,378/mo
▼ 0.25% · 3.875%
HK$137,755
−HK$4,223/mo
Today · 4.125%
HK$141,978
baseline
▲ 0.50% · 4.625%
HK$150,617
+HK$8,639/mo
Deposit HK$3.25M · loan HK$29.29M · min. income ≈ HK$283,956/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$1,383,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,628
−HK$8,030/mo
▼ 0.25% · 3.875%
HK$152,614
−HK$4,044/mo
Today · 4.125%
HK$156,658
baseline
▲ 0.50% · 4.625%
HK$164,916
+HK$8,258/mo
Deposit HK$3.25M · loan HK$29.29M · min. income ≈ HK$313,316/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$1,383,370 · Scale 2, in force from 26 Feb 2026)